378 Vance Street
Atop 10%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$1,812/mo full cashflow at 20% down, 7.49% rate.
Works at $214,126 (52% under asking), or at 78% down.
Rent $2,495/mo from 1 lease in this building.
Beds
2
Baths
2
Sqft
892
Year Built
1988
Days on Market
0
Property Type
Condo
HOA/mo
$270
MLS ID
PTP2608144
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
Welcome to 378 Vance Street Unit 7 in Chula Vista. This inviting upstairs condominium in the Jasmine Place community offers 2 bedrooms, 2 bathrooms, and approximately 892 square feet of comfortable living space. The open layout features vaulted ceilings, abundant natural light, updated flooring, and a cozy living room fireplace, creating a warm and welcoming atmosphere. The kitchen opens to the main living area and includes a refrigerator, dishwasher, and garbage disposal. The primary bedroom features an en-suite bathroom, while the private patio offers a peaceful spot to relax and enjoy the outdoors. A washer is included, along with one assigned parking space and the option to rent a second space for a monthly fee. Conveniently located near Third Avenue Village, residents can enjoy a variety of local restaurants, coffee shops, breweries, shops, and community events. Memorial Park, trolley connections, and major freeways, including I-5 and I-805, are also nearby. For a change of scenery, explore the Chula Vista Bayfront and Gaylord Pacific Resort & Convention Center, a waterfront destination for dining, events, and entertainment. With its comfortable features and convenient location near shopping, dining, schools, parks, and transportation, this property presents an excellent opportunity for owner-occupants or investors seeking a centrally located Chula Vista residence.
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Est. Monthly Payment
$3,359
Location
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Zoned Schools
Elementary
Vista Square Elementary · grades PK-6 · Chula Vista Elementary
Middle
Chula Vista Middle · grades 7-8 · Sweetwater Union High
High
Chula Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,495
Comp Average
$2,546
471 Fourth Avenue
2bd / 1ba · 864 sqft · Condo
$309K
Est. $2,431/mo
485 Belle
2bd / 2ba · 920 sqft · Condo
$500K
Est. $2,758/mo
573 Park Way
2bd / 2ba · 980 sqft · Condo
$475K
Est. $2,553/mo
617 Third Ave
2bd / 2ba · 963 sqft · Condo
$450K
Est. $2,602/mo
569 St
2bd / 1ba · 858 sqft · Condo
$460K
Est. $2,388/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,812/mo short at 20% down; 78% down or +$2,353/mo rent closes it.
- Break-even price
- $214,126
- Break-even rent
- $4,848/mo
- Cashflow at 35% down
- −$1,342/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$2,353/mo above the estimate
$350,220 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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