3678 Richmond St

3678 Richmond St

D

San Diego, CA 92103

$1,295,000

Soft Appraisal Value: $1,266,900 · 2.2% above estimate

Beds

2

Baths

3

Sqft

1,172

Year Built

2012

Days on Market

163

Property Type

Single Family

HOA/mo

N/A

MLS ID

250042039SD

Description

Approved ADU Plans included!! Sophisticated Urban Luxury in the Heart of Hillcrest! Complete with ADU Plans approved and existing studio completely renovated ready for move-in. Step into modern elegance with this exquisitely remodeled 2-bedroom, 2-bath single family residence, perfectly situated in one of San Diego’s most coveted walkable neighborhoods. Every detail of this complete renovation has been meticulously curated to deliver refined style, timeless sophistication, and effortless comfort. The open-concept floor plan showcases designer finishes, wide-plank LVP flooring, custom cabinetry, and a chef-inspired kitchen featuring quartz countertops, high-end stainless-steel appliances, Forno chef quality gas range- pot filler and elegant lighting. Both bathrooms have been reimagined with spa-quality materials and contemporary fixtures, creating a serene retreat for daily indulgence. Enjoy the ultimate in convenience and lifestyle - just steps from Hillcrest’s and premier dining, upscale shopping, and vibrant nightlife, as well as Balboa Park and the world-renowned San Diego Zoo. Walk or bike every Sunday to Hillcrests Farmers Market. With its exceptional Walk Score and central location, this residence embodies luxury urban living at its finest. Discover the perfect balance of sophistication and city energy—a truly turnkey home designed for the discerning buyer. **Possibilities are endless with approved ADU plans and additional office/ workshop studio below with full spa bath and kitchenette.

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
%($259,000)
%

Investment Score

0D
Est. Monthly Rent
$3,465
Monthly Cashflow

Rent − PITI − HOA

$-4,756
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,632

Mortgage (P+I)
$6,548
Cap Rate
-0.08%
Cash-on-Cash
-30.73%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$12,078

NOI (Annual)
$-1,009
Price-to-Rent

Lower = better for investors

31.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator