3676 Windswept Terrace San Diego

3676 Windswept Terrace San Diego

D

Carmel Valley, CA 92130

$2,595,000
NEW — 4d on market

Beds

4

Baths

2.5

Sqft

2,625

Year Built

1985

Days on Market

4

Property Type

Single Family

HOA/mo

$130

MLS ID

NDP2601887

Description

Located in highly sought-after Northwest Carmel Valley, this beautifully maintained residence sits on a rare 13,000+ sq ft lot, offering exceptional privacy, space, and effortless Southern California living. Positioned on a quiet cul-de-sac and surrounded by mature trees, the home feels peaceful and secluded while remaining centrally located. The flat, resort-style backyard is designed for both relaxation and entertaining, featuring a lap pool and spa with smartphone-controlled heating and brand-new pool equipment. Inside, soaring ceilings and abundant natural light create bright, airy interiors, enhanced by fresh interior paint and thoughtfully selected designer lighting for a clean, modern aesthetic. A spacious first-floor primary suite offers comfort and convenience, complete with a luxurious bath and generous walk-in closet. Additional highlights include a three-car garage with Tesla/EV L2 charging and placement within the highly sought-after San Dieguito Union High School District. Just minutes from top-rated schools, Del Mar Highlands Plaza and One Paseo for shopping, dining, and entertainment, and a 5-minute walk to the fireworks observation point (Overlook Park ) and 10-minute drive to the beach, this home offers an exceptional blend of privacy, convenience, and coastal lifestyle in one of North County San Diego’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$16,604

Principal & Interest$13,122
Property Tax$2,595
Insurance$757
HOA$130
%($519,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$5,183
Monthly Cashflow

Rent − PITI − HOA

$-11,421
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,775

Mortgage (P+I)
$13,122
Cap Rate
-0.76%
Cash-on-Cash
-26.41%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$16,604

NOI (Annual)
$-19,843
Price-to-Rent

Lower = better for investors

41.7

* Defaults: 20% down, 6.5% rate, 30yr.

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