3676 Monroe Avenue
1 / 20

3676 Monroe Avenue

D

San Diego, CA 92116

$874,999
NEW — 5d

Soft Appraisal Value: $866,700 · 1.0% above estimate

Beds

2

Baths

2

Sqft

750

Year Built

1973

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604579

This property is in San Diego (92116). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 3676 Monroe Avenue, a thoughtfully updated home located in one of San Diego’s most walkable and vibrant neighborhoods. This charming two-bedroom, one-bath home seamlessly blends classic neighborhood character with modern comfort and flexible living options. Inside, tasteful upgrades to the kitchen and bathrooms showcase sleek finishes and stylish details, creating a fresh, move-in-ready feel throughout. Abundant natural light fills the home, enhancing its warm and welcoming ambiance from the moment you step inside. Adding to the home’s versatility is a detached living space complete with its own bathroom, ideal for guests, a private home office, creative studio, or multi-generational living. This additional space offers exceptional flexibility to adapt to a variety of lifestyle needs. The outdoor living space is equally inviting, featuring a spacious covered patio perfect for year-round entertaining or quiet mornings with coffee. The fully fenced yard provides privacy and ample room for gardening, pets, or outdoor enjoyment. Beyond the property itself, the location truly sets this home apart. Situated in the heart of Normal Heights, you’re just minutes from the boutiques, cafés, restaurants, bars, parks, and everyday conveniences along the iconic Adams Avenue corridor. Known for its eclectic charm, creative energy, and strong sense of community, this neighborhood offers a highly walkable, urban-meets-suburban lifestyle with central San Diego access. Whether you’re seeking a charming primary residence, a live/work opportunity, or a home with valuable guest or rental potential, 3676 Monroe Avenue delivers comfort and versatility in an exceptional location.

Mortgage Calculator

Est. Monthly Payment

$5,555

Principal & Interest$4,424
Property Tax$875
Insurance$255
%($175,000)
%

Location

Loading map...

Investment Score

23D
Est. Monthly Rent
$3,333
Monthly Cashflow

Rent − PITIA

$-2,221
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,717

Mortgage (P+I)
$4,424
Cap Rate
0.97%
Cash-on-Cash
-25.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$8,161

NOI (Annual)
$8,487
Price-to-Rent

Lower = better for investors

21.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator