3650 5th Ave
1 / 20

3650 5th Ave #404

D

San Diego, CA 92103

$620,000
NEW — 1d on market

Soft Appraisal Value: $839,100 · 26.1% below estimate

Beds

1

Baths

1

Sqft

864

Year Built

2009

Days on Market

1

Property Type

Condo

HOA/mo

$926.05

MLS ID

260002521SD

This property is in San Diego (92103). View neighborhood stats →

Virtual Tour

About This Property

Welcome to ATLAS — a premier five-story residence in the heart of Hillcrest. Just one block from Balboa Park and surrounded by popular cafés and dining, this beautifully maintained, move-in-ready condo offers the perfect blend of urban convenience and peaceful retreat. Located on the 4th floor, this spacious one-bedroom features an open-concept floor plan with a large kitchen showcasing refurbished cabinetry and a pantry, seamlessly flowing into an oversized great room—ideal for both entertaining and everyday living. Step outside to an expansive private terrace with tranquil treetop views, creating a serene escape in the middle of the city. The generously sized bedroom includes a walk-in closet, blackout window coverings, and remote-controlled shades for maximum comfort. Thoughtful recent upgrades include:Ceiling fans and modern lighting, refrigerator and dishwasher, updated flooring in the bedroom and hallway. Renovated bathroom with updated lighting and mirrors Residents of ATLAS enjoy resort-style amenities, including a pool, spa, fitness center, and stylish indoor/outdoor entertainment spaces. Additional conveniences include assigned parking near the elevator, EV charging stations, and guest parking. A rare opportunity to own in one of Hillcrest’s most desirable communities—don’t miss it.

Mortgage Calculator

Est. Monthly Payment

$4,862

Principal & Interest$3,135
Property Tax$620
Insurance$181
HOA$926
%($124,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$2,312
Monthly Cashflow

Rent − PITIA

$-2,550
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,599

Mortgage (P+I)
$3,135
Cap Rate
-0.90%
Cash-on-Cash
-34.82%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$6,985

NOI (Annual)
$-5,562
Price-to-Rent

Lower = better for investors

22.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator