3646 Curlew Street
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3646 Curlew Street

C

San Diego, CA 92103

$1,699,999
NEW — 1d

Soft Appraisal Value: $1,654,100 · 2.8% above estimate

Beds

4

Baths

3

Sqft

1,920

Year Built

1975

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604701

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Rare opportunity to own a fully remodeled property in the heart of Mission Hills featuring a beautifully updated main residence with an attached ADU, offering exceptional flexibility for multigenerational living, guests, rental income, or a private home office. The main home offers 1,413 square feet with 3 bedrooms and 2 bathrooms, including a desirable floor plan with 2 bedrooms and 1 bath upstairs and 1 bedroom and 1 bath downstairs. Thoughtfully renovated throughout, the home showcases designer finishes, stainless steel appliances, stylish tile work, spa-inspired bathrooms, and a modern mini-split heating and air conditioning system. A dedicated closet-stack laundry area adds everyday convenience. The attached ADU offers 507 square feet with 1 bedroom, 1 bathroom, a full kitchen, stainless steel appliances, designer accents, mini-split HVAC, spa-like bathroom, and its own closet-stack laundry. Designed for privacy and independence, the ADU provides a versatile space for extended family, guests, or income-producing opportunities. Situated on a large lot, both the main residence and ADU enjoy separate fenced yard areas, creating distinct outdoor living spaces while still benefiting from expansive front and backyard areas ideal for entertaining, gardening, pets, or relaxation. The property also features a 2-car garage with significant additional storage. Combining modern upgrades, flexible living arrangements, and generous outdoor space, this turnkey Mission Hills property offers a rare opportunity in one of San Diego’s most desirable neighborhoods, just minutes from downtown, Hillcrest, shopping, dining, parks, and local attractions.

Mortgage Calculator

Est. Monthly Payment

$10,792

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
%($340,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,546
Monthly Cashflow

Rent − PITIA

$-5,246
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,938

Mortgage (P+I)
$8,596
Cap Rate
0.46%
Cash-on-Cash
-28.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$15,856

NOI (Annual)
$7,893
Price-to-Rent

Lower = better for investors

25.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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