3641 8th Ave

3641 8th Ave

D

San Diego, CA 92103

$1,650,000

Soft Appraisal Value: $1,634,400 · 1.0% above estimate

Beds

4

Baths

3

Sqft

2,068

Year Built

1930

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002718SD

Description

This spacious 2,048 sq. ft. Hillcrest residence offers a rare combination of architectural character and modern functionality. Situated on a quiet closed-end street, this 4-bedroom, 3-bathroom home provides exceptional privacy with immediate access to local dining and transit. Inside, the home showcases re-done wood floors and a living room centered around a brick fireplace and a unique rounded coffered ceiling. The kitchen is equipped for serious cooking with stainless steel appliances, a convection oven, a working built-in blender, and an indoor grill with a dedicated vent hood. The primary suite is complemented by a bright sitting area with wood plantation blinds. For added flexibility and seclusion, the lower-level bedroom features sliders that open directly to a back private patio. The property is protected by an owned, transferable security system with interior cameras. The lot footprint extends beyond the rear wood fence, and a detached garage provides additional built-in storage.

Mortgage Calculator

Est. Monthly Payment

$10,475

Principal & Interest$8,343
Property Tax$1,650
Insurance$481
%($330,000)
%

Investment Score

8D
Est. Monthly Rent
$6,988
Monthly Cashflow

Rent − PITI − HOA

$-3,486
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,469

Mortgage (P+I)
$8,343
Cap Rate
1.36%
Cash-on-Cash
-12.68%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$10,474

NOI (Annual)
$22,497
Price-to-Rent

Lower = better for investors

19.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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