
3624 White Sage Lane
CSan Diego, CA 92105
Soft Appraisal Value: $1,027,700 · 2.2% above estimate
Beds
3
Baths
2
Sqft
1,629
Year Built
1980
Days on Market
1
Property Type
Townhouse
HOA/mo
$270
MLS ID
PTP2604432
This property is in San Diego (92105). View neighborhood stats →
About This Property
Welcome to 3624 White Sage Ln, an exceptionally rare offering in the highly sought-after Bay Ridge community. Situated on the largest lot in the entire development, this property presents a truly unique opportunity with the potential to add a detached ADU, creating the possibility for a 3-unit income-producing compound in the heart of central San Diego (concept plans available). HOA approval allows for ADU construction potential rarely found within attached-home communities, making this an outstanding opportunity for investors, multigenerational living, or buyers seeking long-term upside. Featuring one of the most desirable floor plans in Bay Ridge with a loft layout, the home combines flexibility, privacy, and development potential in a way that is exceedingly difficult to find. Tucked into a quiet and secluded section of the neighborhood, the expansive backyard offers an incredible amount of usable outdoor space along with the rare ability to further maximize the property’s potential. Inside, the residence has been thoughtfully updated with a remodeled kitchen, upgraded finishes throughout, and a functional open layout designed for comfortable everyday living. The loft configuration adds architectural character and versatility, while the indoor-outdoor flow opens seamlessly to the oversized patio and grounds. Properties offering this combination of lot size, ADU potential, location, and existing upgrades are extraordinarily rare, especially within a newer-built community in central San Diego. Whether you're searching for a primary residence with future flexibility or a unique value-add investment opportunity, 3624 White Sage Ln stands in a category of its own. Virtual renderings included for illustrative purposes only. Buyer to verify all ADU potential, approvals, permits, HOA requirements, and development feasibility.
Mortgage Calculator
Est. Monthly Payment
$6,936
Location
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Comparable Properties
5 comps foundThis Property
$4,551
Comp Average
$3,314
5110 Streamview Drive
3bd / 2ba · 1,301 sqft · Single Family
$649K
Est. $3,919/mo
4096 Union Square Lane
3bd / 2.5ba · 1,494 sqft · Townhouse
$675K
Est. $4,257/mo
2531 Ridge View
2bd / 1ba · 816 sqft · Single Family
$675K
Est. $3,052/mo
4627 Dwight Street
2bd / 1ba · 706 sqft · Single Family
$699K
Est. $2,703/mo
2462 44th
2bd / 1ba · 837 sqft · Single Family
$699K
Est. $2,639/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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