2462 44th
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2462 44th

D

San Diego, CA 92105

$739,000
NEW — 0d

Beds

2

Baths

1

Sqft

837

Year Built

1957

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260012985SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Tucked along a peaceful canyon setting in the heart of City Heights, this charming residence offers comfort, character, and everyday convenience—making it the perfect starter home for buyers looking to plant roots in San Diego. Natural light fills the open living space, highlighted by a cozy fireplace and an inviting layout perfect for relaxing or entertaining. The updated kitchen features quartz countertops and modern finishes that blend style with functionality. Dual-pane windows, ceiling fans, brand new flooring, and tasteful upgrades throughout create a move-in ready home with a bright, airy feel. The backyard is truly a standout feature—thoughtfully designed to maximize both relaxation and functionality. From the beautifully lit gazebo lounge and firepit gathering area to the expansive turf play space overlooking the canyon, the outdoor setting feels like a private retreat rarely found at this price point. Whether hosting friends, enjoying quiet evenings under the string lights, or creating lasting memories with family, this space was designed to be enjoyed year-round. Ideally positioned to enjoy the evolving energy of City Heights, you’re just moments from local eateries, neighborhood markets, community parks, and convenient commuter routes. Solar is Leased. Approximately $107/mo and TrueUp $600 at the end of the year. Retaining wall IS permitted. Mini-Split located in Living Room. New plank flooring in the home, new electrical panelling. Foundation recently surveyed. Freshly painted exterior of the home. Playground w/ Rubberized Mulch WILL convey. Full patio with big pavers, turf, and firepit.

Mortgage Calculator

Est. Monthly Payment

$4,691

Principal & Interest$3,737
Property Tax$739
Insurance$216
%($147,800)
%

Location

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Investment Score

24D
Est. Monthly Rent
$2,596
Monthly Cashflow

Rent − PITIA

$-2,096
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,309

Mortgage (P+I)
$3,737
Cap Rate
0.70%
Cash-on-Cash
-26.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$6,893

NOI (Annual)
$5,137
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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