3616 46th St
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3616 46th St

A

San Diego, CA 92105

$549,000
NEW — 2d

Beds

5

Baths

4

Sqft

2,224

Year Built

1924

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009819SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Exceptional investment opportunity featuring plans for three units on one property: a main house, a junior ADU, and a detached ADU. Ideal for investors or buyers looking to maximize rental income or create a multi-generational living setup. This is a true fixer with significant upside potential. The property previously had a code violation, which has been fully resolved with approved and permitted plans, signed off by code enforcement for added peace of mind. Bring your vision and transform this unique property into a high-performing asset.

Mortgage Calculator

Est. Monthly Payment

$3,485

Principal & Interest$2,776
Property Tax$549
Insurance$160
%($109,800)
%

Location

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Comparable Properties

1 comp found

This Property

$3,020

vs

Comp Average

$3,542

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

63A
Est. Monthly Rent
$3,020
Monthly Cashflow

Rent − PITIA

$-465
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,617

Mortgage (P+I)
$2,776
Cap Rate
2.53%
Cash-on-Cash
-17.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$5,120

NOI (Annual)
$13,907
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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