3580 Seahorn Circle

3580 Seahorn Circle

D

Carmel Valley, CA 92130

$945,000
NEW — 5d on market

Soft Appraisal Value: $927,300 · 1.9% above estimate

Beds

2

Baths

2

Sqft

1,097

Year Built

1986

Days on Market

5

Property Type

Condo

HOA/mo

$568

MLS ID

NDP2602340

Description

Welcome to 3580 Seahorn Circle, a rare opportunity in the highly sought-after East Bluff community. This light-filled corner residence features 2 bedrooms—each with its own en-suite bath—and 1,097 square feet of open, single-level living, with a floor plan designed for both comfort and functionality. The home showcases numerous upgrades, including continuous luxury vinyl plank flooring, dual-pane windows, and beautifully remodeled kitchen and bathrooms. The kitchen is appointed with solid wood Italian cabinetry, high-end appliances, a fireclay apron-front sink, and a marble backsplash. The bathrooms are equally refined, featuring quartz countertops and a deep soaking tub. An in-unit laundry alcove and thoughtfully reconfigured closets throughout maximize both efficiency and organization. Health-conscious buyers will appreciate the full-home reverse osmosis water filtration system and water softener, delivering clean, high-quality water throughout the home. Additional highlights include a two-car garage with a quiet belt-drive opener and Wi-Fi connectivity, allowing for convenient remote and smartphone access. Bathed in natural light throughout the day, the home enjoys peaceful treetop views that capture the beautiful hues of both sunrise and sunset. Residents of East Bluff enjoy resort-style amenities, including two sparkling pools and spas, beautifully maintained grounds, and scenic walking trails. The location is exceptional—with easy freeway access and just a short walk to watch breathtaking sunsets at Overlook Park. You’re also minutes from the shopping and dining at One Paseo, and less than 10 minutes from Torrey Pines State Beach and the Village. Situated within one of San Diego’s most desirable school districts, this home offers the perfect blend of lifestyle, comfort, and convenience in an unbeatable coastal location.

Mortgage Calculator

Est. Monthly Payment

$6,567

Principal & Interest$4,778
Property Tax$945
Insurance$276
HOA$568
%($189,000)
%

Investment Score

4D
Est. Monthly Rent
$4,118
Monthly Cashflow

Rent − PITI − HOA

$-2,449
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,184

Mortgage (P+I)
$4,778
Cap Rate
0.75%
Cash-on-Cash
-15.55%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$6,567

NOI (Annual)
$7,132
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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