
3562 Calle Palmito
Dbottom 20%Carlsbad, CA 92009Neighborhood: La Costa Oaks
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 5, 2026.
Pass at asking: -$19,986/mo full cashflow at 20% down, 7.49% rate.
Works at $903,807 (74% under asking); even all cash loses money at asking.
Rent $9,471/mo from 8 leases of 4–6 bed houses within 1 mi ($8,384–$10,874).
Beds
5
Baths
5.5
Sqft
4,714
Year Built
2005
Days on Market
0
Property Type
Single Family
HOA/mo
$321
MLS ID
NDP2610033
This property is in Carlsbad (92009). View neighborhood stats →
About This Property
Crowning the very top of the hill in prestigious La Costa Oaks, this 4,714-square-foot residence commands sweeping panoramic ocean views that stretch past Catalina Island to the open horizon. Every evening begins with a sunset from the spa and ends beside the fire pit beneath a canopy of stars. A sparkling saltwater pool anchors the resort-style grounds, and the mild coastal climate makes alfresco dining a year-round pleasure. Five bedrooms and five and a half baths, provide generous space and comfort for family and guests alike. Fresh new carpet and paint throughout make the home feel crisp, bright, and move-in ready, while the solar system delivers energy efficiency and long-term savings. At the heart of the home, the updated chef's kitchen flows naturally to indoor and outdoor gathering spaces, ideal for effortless entertaining. A downstairs bedroom suite offers comfort and privacy, and a French-doored office provides a refined place to work from home. The epoxy-floored garage suits collectors, hobbyists, and weekend restorers, and a well-appointed laundry room adds everyday convenience. The expansive primary retreat is the home's crowning jewel, with a cozy fireplace, a private balcony framing the Pacific, and a serene atmosphere made for unwinding. Luxury and privacy, defined by a view that others only hope to find. Opportunities like this are rarely offered.
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Est. Monthly Payment
$24,366
Location
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Zoned Schools
Elementary
Mission Estancia Elementary · grades K-6 · Encinitas Union Elementary
Middle
Diegueno Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$9,471
Comp Average
$9,192
6839 Helenite Place
6bd / 4.5ba · 4,913 sqft · Single Family
$3.15M
Est. $11,475/mo
2891 Rancho Cortes
5bd / 5.5ba · 4,345 sqft · Single Family
$2.35M
Est. $7,861/mo
2912 Managua Place
6bd / 5ba · 4,799 sqft · Single Family
$3.15M
Est. $9,838/mo
7598 Circulo Sequoia
5bd / 3.5ba · 3,743 sqft · Single Family
$2.70M
Est. $8,470/mo
7322 Calle Pera
5bd / 5.5ba · 3,822 sqft · Single Family
$2.75M
Est. $8,314/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules
Investment Score
8 leases of 4–6 bed houses within 1 mi · $8,384–$10,874
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$19,986/mo short at 20% down; +$25,955/mo rent closes it.
- Break-even price
- $903,807
- Break-even rent
- $35,426/mo
- Cashflow at 35% down
- −$16,324/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
74% under asking
$25,955/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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