3542 Poe Street

3542 Poe Street

D

San Diego, CA 92106

$1,339,000

Soft Appraisal Value: $1,297,200 · 3.2% above estimate

Beds

2

Baths

2

Sqft

1,049

Year Built

1938

Days on Market

16

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005960SD

Description

Fully remodeled single family bungalow on a 4,000 sq ft lot in Point Loma. Open floor plan with hardwood floors throughout and oversized picture windows providing abundant natural light. Kitchen features quartz countertops, tiled backsplash, soft-close cabinetry, upgraded stainless steel appliances, and ample storage. Formal dining area flows into the living room with a cozy fireplace. Primary suite includes an en-suite bathroom with marble tile, large walk-in shower, and double vanity. Second full bathroom also updated. All major systems new or updated: new roof, new HVAC, updated electrical, and new/updated windows.. Front and rear yards feature new landscaping with pavers and turf for low-maintenance outdoor living. Alley access offers separate entry and additional parking. Lot has room for an ADU, and existing garage structure is ideal for conversion to a guest suite, home office, or rental unit. Move-in ready in one of San Diego's most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$8,500

Principal & Interest$6,771
Property Tax$1,339
Insurance$391
%($267,800)
%

Investment Score

1D
Est. Monthly Rent
$4,411
Monthly Cashflow

Rent − PITI − HOA

$-4,090
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,220

Mortgage (P+I)
$6,771
Cap Rate
0.49%
Cash-on-Cash
-27.87%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,489

NOI (Annual)
$6,608
Price-to-Rent

Lower = better for investors

25.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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