3520 Sitio Baya
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3520 Sitio Baya

D

Carlsbad, CA 92009

$1,849,000
NEW — 2d

Soft Appraisal Value: $1,812,000 · 2.0% above estimate

Beds

4

Baths

2.5

Sqft

2,585

Year Built

1988

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009422SD

This property is in Carlsbad (92009). View neighborhood stats →

About This Property

This home delivers the La Costa Tri-Factor: premier location, stylish modern upgrades, and exceptional schools. Set on an elevated lot with beautiful westerly views, this refreshed La Costa Knolls property features brand-new luxury vinyl plank flooring, fresh paint, vaulted ceilings, Milgard windows with plantation shutters, and a newer dual-zone HVAC system. The central kitchen opens to the main living areas for easy entertaining. The spacious primary suite offers two walk-in closets and a custom-tiled bath with a free-standing tub and separate shower; the connected 4th bedroom is perfect for an office, nursery, or retreat. Enjoy sunsets from the covered patio or stroll to Stagecoach Park. Minutes to La Costa Canyon High School. The location is truly exceptional. Nestled near scenic trails and open space, this home is ideal for outdoor and fitness enthusiasts. You’ll enjoy convenient access to North County’s best dining, shopping, fitness studios, and entertainment, plus world-class golf, the Del Mar Racetrack, and miles of coastline just 5 miles away. Quick access to the I-5 makes commuting and weekend adventures effortless. Practical features elevate everyday living, including a 3-car garage, dedicated laundry room, and a wet bar perfect for entertaining. Energy-efficient solar panels help keep utility costs low. Best of all, there are no HOA fees or Mello-Roos, giving you freedom and long-term value. This home blends comfort, convenience, and the quintessential North County lifestyle.

Mortgage Calculator

Est. Monthly Payment

$11,738

Principal & Interest$9,350
Property Tax$1,849
Insurance$539
%($369,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$5,603
Monthly Cashflow

Rent − PITIA

$-6,135
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,964

Mortgage (P+I)
$9,350
Cap Rate
0.25%
Cash-on-Cash
-29.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$17,245

NOI (Annual)
$4,626
Price-to-Rent

Lower = better for investors

27.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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