3414 Villa Terrace

3414 Villa Terrace

D

San Diego, CA 92104

$2,550,000

Soft Appraisal Value: $2,476,600 · 3.0% above estimate

Beds

6

Baths

6

Sqft

3,966

Year Built

1957

Days on Market

61

Property Type

Single Family

HOA/mo

N/A

MLS ID

250045137SD

Description

Unique investment opportunity doors down from Morley Field and blocks from trendy 30th St! This beautiful, well maintained property has a location and a spectacular lot to wish for. With a brand new HVAC system and owned solar panels the home is ready for your personal updates. The main house has 3 beds/2 baths upstairs and 2 beds/2baths downstairs with separate entrance and a full kitchen on EACH floor. The new ADU built in 2021 makes this the perfect house hack as an investment or a multi-generational household. With gorgeous sunset views from the back patio, the home is a great fit for those with an active lifestyle, centrally located and a short walk to bars, restaurants, book stores, coffee shops, tennis courts, dog park, & hiking trails. Come see for yourself what this home has to offer!

Mortgage Calculator

Est. Monthly Payment

$16,188

Principal & Interest$12,894
Property Tax$2,550
Insurance$744
%($510,000)
%

Comparable Properties

2 comps found

This Property

$5,707

vs

Comp Average

$5,894

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$5,707
Monthly Cashflow

Rent − PITIA

$-10,481
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,919

Mortgage (P+I)
$12,894
Cap Rate
-0.48%
Cash-on-Cash
-32.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$23,783

NOI (Annual)
$-12,295
Price-to-Rent

Lower = better for investors

37.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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