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3414 Villa Terrace
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3414 Villa Terrace

D

San Diego, CA 92104

$2,550,000

Soft Appraisal Value: $2,481,500 · 2.8% above estimate

Beds

6

Baths

6

Sqft

3,966

Year Built

1957

Days on Market

96

Property Type

Single Family

HOA/mo

N/A

MLS ID

250045137SD

This property is in San Diego (92104). View neighborhood stats →

Virtual Tour

About This Property

Unique investment opportunity doors down from Morley Field and blocks from trendy 30th St! This beautiful, well maintained property has a location and a spectacular lot to wish for. With a brand new HVAC system and owned solar panels the home is ready for your personal updates. The main house has 3 beds/2 baths upstairs and 2 beds/2baths downstairs with separate entrance and a full kitchen on EACH floor. The new ADU built in 2021 makes this the perfect house hack as an investment or a multi-generational household. With gorgeous sunset views from the back patio, the home is a great fit for those with an active lifestyle, centrally located and a short walk to bars, restaurants, book stores, coffee shops, tennis courts, dog park, & hiking trails. Come see for yourself what this home has to offer!

Mortgage Calculator

Est. Monthly Payment

$16,188

Principal & Interest$12,894
Property Tax$2,550
Insurance$744
%($510,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,005
Monthly Cashflow

Rent − PITIA

$-11,183
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,459

Mortgage (P+I)
$12,894
Cap Rate
-0.74%
Cash-on-Cash
-34.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.31
Break-even Rent
$23,783

NOI (Annual)
$-18,782
Price-to-Rent

Lower = better for investors

42.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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