334 California Avenue
1 / 20

334 California Avenue

Btop 30%

Vista, CA 92083

$649,900

Pass at asking: -$2,529/mo full cashflow at 20% down, 7.36% rate.

Works at $319,104 (51% under asking), or at 77% down.

Rent $3,167/mo from 9 leases of 3-bed houses within 2 mi ($3,037–$3,560).

Beds

3

Baths

2

Sqft

1,035

Year Built

1952

Days on Market

93

Property Type

Single Family

HOA/mo

N/A

MLS ID

SR26169089

This property is in Vista (92083). Browse neighborhood analytics →

About This Property

Welcome to 334 W California Avenue in Vista! This wonderful 3-bedroom, 2-bath home offers an appealing combination of move-in-ready comfort and exceptional outdoor potential. Step inside to a bright and inviting interior featuring updated flooring, ceiling fans, upgraded doors, and updated bathrooms. The refreshed kitchen features white cabinetry, generous counter space, recessed lighting, and stainless-steel refrigerator and gas range, with an adjoining dining area filled with natural light. Outside is where this property really stands out. A spacious, usable lot provides plenty of room to create an incredible outdoor entertaining area, garden, play space, or explore possibilities for future improvements. A long driveway and attached one car garage provide additional convenience and parking. Conveniently located near the heart of Vista with easy access to shopping, dining, recreation, and major transportation routes, this home offers an excellent opportunity for buyers looking for value, space, and flexibility in North San Diego County. Move in and enjoy it today while imagining all the possibilities for tomorrow.

Mortgage Calculator

Est. Monthly Payment

$4,425

Principal & Interest$3,586
Property Tax$650
Insurance$190
%($129,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Maryland Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

48B
Est. Monthly Rent
$3,167

9 leases of 3-bed houses within 2 mi · $3,037–$3,560

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,259
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,529

What would make this work?

$2,529/mo short at 20% down; 77% down or +$3,284/mo rent closes it.

Break-even price

51% under asking

$319,104
Break-even rent

$3,284/mo above the estimate

$6,451/mo
Cashflow at 35% down
−$1,856/mo
Down payment to break even

$500,423 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,586
Cap Rate
2.24%
Cash-on-Cash
-23.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$14,585
Price-to-Rent

Lower = better for investors

17.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,529/mo