3317 Avenida Anacapa
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3317 Avenida Anacapa

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Carlsbad, CA 92009Neighborhood: La Costa Oaks

$2,350,000
NEW — 1d
STR closed · outside Carlsbad's Coastal Zone

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$12,978/mo full cashflow at 20% down, 7.43% rate.

Works at $660,086 (72% under asking), or at all cash.

Rent $6,773/mo from 14 leases of 3–5 bed houses within 1 mi ($6,972–$7,877).

Beds

4

Baths

3

Sqft

3,127

Year Built

1995

Days on Market

1

Property Type

Single Family

HOA/mo

$145

MLS ID

NDP2609928

This property is in Carlsbad (92009). View neighborhood stats →

Virtual Tour

About This Property

Tucked within the beloved Summerwalk neighborhood of La Costa, this home has a way of making a lasting impression. Somewhere between the soaring ceilings, thoughtful details, and warmth that carries throughout, it just has a way about it. Full of character, wonderfully livable spaces, and the kind of charm that's hard to replicate, it's a home that's easy to fall for. A welcoming entry opens to beautiful natural light and an open layout that somehow manages to feel both spacious and wonderfully cozy. Offering 4 bedrooms, 3 full bathrooms, and an additional loft with bonus flex space, there's plenty of room to spread out without ever losing that sense of home. Engineered hardwood flooring extends throughout most of the downstairs, adding warmth and continuity to the living spaces. At the heart of it all, the kitchen brings everyone together with granite countertops, a generous center island, dual ovens, sleek stainless steel appliances, a charming dining nook with a custom built-in banquet, and dedicated home office space. It flows right into the family room, where a fireplace and abundant windows keep the backyard in full view. Upstairs, the primary suite makes quite an impression with soaring ceilings and a dual-sided fireplace shared with the en suite bath. A spacious walk-in closet, separate soaking tub and shower, and a beautiful skylight that fills the space with natural light round out this inviting retreat. Travertine tile adds a timeless touch to the primary bath, while luxurious thick carpeting extends through the primary bedroom and into two of the three additional bedrooms. The fourth bedroom and loft share durable luxury vinyl planking. And the backyard? This is where things get really good. Lush landscaping, multiple seating areas, pergolas, a spa, firepits, and a built-in BBQ create an outdoor setting made for everything from slow mornings to evenings with friends. Thoughtful design and a naturally elevated slope provide an exceptional sense of privacy, giving the entire space the feel of a secluded oasis tucked away from the world. But there's something else that makes this home especially hard to leave: the neighborhood. Summerwalk is the kind of community where neighbors become friends, holiday parades and block parties are part of the fun, and someone is always happy to lend a hand. With four schools within walking distance, there's a wonderful sense of energy and connection throughout the neighborhood. Residents also enjoy two community pools and two clubhouses. The practical details are just as good: paid solar installed approximately six years ago, a three-car garage with epoxy flooring and built-in overhead storage, whole-house fan, water filtration system, and a generous downstairs laundry room with abundant storage. There's even more tucked throughout the home, including an oversized under-stair closet and additional attic storage accessed through the upstairs bedroom closet. Full of personality, wonderfully livable, and set in a community that's truly something special. This is La Costa living with a little extra heart.

Mortgage Calculator

Est. Monthly Payment

$16,236

Principal & Interest$13,055
Property Tax$2,350
Insurance$685
HOA$145
%($470,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Estancia Elementary · grades K-6 · Encinitas Union Elementary

  • Middle

    Diegueno Middle · grades 7-8 · San Dieguito Union High

  • High

    La Costa Canyon High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules

Investment Score

2D
Est. Monthly Rent
$6,773

14 leases of 3–5 bed houses within 1 mi · $6,972–$7,877

Blended 50/50 with the zip's market median ($6,114)

Monthly Cashflow

Rent − PITIA

-$9,462
Full Cashflow

Incl. vacancy, PM, maint, capex

-$12,978

What would make this work?

$12,978/mo short at 20% down; 100% down or +$16,855/mo rent closes it.

Break-even price

72% under asking

$660,086
Break-even rent

$16,855/mo above the estimate

$23,628/mo
Cashflow at 35% down
−$10,531/mo
Down payment to break even

$2,350,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$13,055
Cap Rate
0.21%
Cash-on-Cash
-33.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.42

NOI (Annual)
$4,986
Price-to-Rent

Lower = better for investors

28.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$12,978/mo