3315 Genoa Way

3315 Genoa Way

D

Oceanside, CA 92056

$639,000

Beds

2

Baths

2

Sqft

1,016

Year Built

1994

Days on Market

123

Property Type

Condo

HOA/mo

$447

MLS ID

NDP2510354

Description

Ready for resort-style living? Welcome to Villa Trieste! This beautifully maintained lower end-unit in a premier 55+ gated community offers exceptional privacy and a light, airy feel throughout. The 2 bed, 2 bath home features an updated kitchen, fresh paint, an open-concept living area with tile and carpet flooring, a cozy fireplace, ceiling fans, and new windows. Enjoy two outdoor patios—one off the living room and one off the primary suite—perfect for relaxing any time of day. Additional perks include in-unit laundry hookups, a one-car garage with storage, and an assigned parking space. Villa Trieste amenities include a clubhouse, pool, spa, BBQ area, bocce ball court, and a lush tropical setting—all minutes from shopping, dining, medical care, and both Carlsbad and Oceanside beaches.

Mortgage Calculator

Est. Monthly Payment

$4,504

Principal & Interest$3,231
Property Tax$639
Insurance$186
HOA$447
%($127,800)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$2,822
Monthly Cashflow

Rent − PITI − HOA

$-1,681
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,863

Mortgage (P+I)
$3,231
Cap Rate
0.69%
Cash-on-Cash
-15.79%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$4,503

NOI (Annual)
$4,421
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

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