330 J St San Diego

330 J St San Diego

D

, CA 92101

$475,000

Beds

1

Baths

1

Sqft

606

Year Built

2003

Days on Market

56

Property Type

Condo

HOA/mo

$738.36

MLS ID

2600333SD

Description

Welcome to Pacific Terrace, an intimate, private building in the coveted Marina District of Downtown San Diego. Perfectly positioned where location and convenience converge, this stylish 4th floor 1 bedroom, 1 bath condo offers exceptional privacy and natural light. South-facing exposure, floor-to-ceiling windows, and French doors create a bright, open living space that flows seamlessly to the private balcony. The well-appointed kitchen features stainless steel appliances, generous cabinetry, ample counter space, and a pantry. The spacious bedroom serves as a serene retreat with expansive windows and abundant closet space, while the separate bathroom is ideal for both everyday living and guests. Pacific Terrace offers a beautiful courtyard with seating, BBQ area, skyline views, secure entry, gated underground parking, and a welcoming lobby. Enjoy everything Downtown San Diego living has to offer!

Mortgage Calculator

Est. Monthly Payment

$3,754

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$738
%($95,000)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$2,390
Monthly Cashflow

Rent − PITI − HOA

$-1,364
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,310

Mortgage (P+I)
$2,402
Cap Rate
0.23%
Cash-on-Cash
-17.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.00
Break-even Rent
$3,754

NOI (Annual)
$1,105
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

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