3228 Sitio Montecillo
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3228 Sitio Montecillo

D

Carlsbad, CA 92009

$3,280,000
NEW — 0d

Beds

5

Baths

5.5

Sqft

5,039

Year Built

2007

Days on Market

0

Property Type

Single Family

HOA/mo

$450

MLS ID

NDP2604390

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

Situated on an elevated 15,040 sq ft lot within the prestigious gated enclave of La Costa Ridge, this designer-reimagined 5-bedroom, 6-bathroom residence delivers a rare trifecta: breathtaking sunrise and sunset vistas, peekaboo ocean views, and a level of finish that simply cannot be replicated at this price point. Spanning 5,039 square feet of thoughtfully transformed living space, the home was extensively renovated in 2024 with a keen eye for both beauty and wellness. The stunning chef's kitchen is anchored by Thermador appliances, quartz countertops, a statement 48" stainless steel sink, and curated Pottery Barn lighting. Beverly Hills Addition 10.5" wide-plank white oak hardwood flooring flows seamlessly throughout, while a dramatic 100" linear fireplace with custom stone surround and built-ins commands the main living space — setting an unmistakable tone of refined luxury. Every bedroom offers an en-suite bath, including a primary suite that functions as a private sanctuary, complete with a custom California Closet, spa-inspired upgrades, and quartz countertops. A dedicated home office with its own private entrance and a downstairs guest bedroom with separate entry provide versatile flexibility for multigenerational living or working from home in style. Wellness was a guiding principle throughout as seen in their use of zero VOC materials home-wide. Smart-home efficiency is maximized with owned solar, pool solar heating, and a new Pentair smart system. Step outside to your private saltwater pool oasis, complete with a removable safety gate, all framed by sweeping views and the natural serenity of one of Carlsbad's most sought-after communities. Truly turnkey and move-in ready. This is La Costa Ridge living at its finest.

Mortgage Calculator

Est. Monthly Payment

$21,272

Principal & Interest$16,585
Property Tax$3,280
Insurance$957
HOA$450
%($656,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,684
Monthly Cashflow

Rent − PITIA

$-13,588
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,089

Mortgage (P+I)
$16,585
Cap Rate
-0.55%
Cash-on-Cash
-33.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$31,176

NOI (Annual)
$-18,044
Price-to-Rent

Lower = better for investors

35.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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