3222 Curtis
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3222 Curtis

D

San Diego, CA 92106

$1,550,000
NEW — 1d on market

Beds

2

Baths

2

Sqft

1,224

Year Built

1929

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009064SD

This property is in San Diego (92106). View neighborhood stats →

About This Property

Exquisite 1930 Spanish Bungalow. Nestled along the sun drenched hillsides of Point Loma—one of San Diego’s most coveted enclaves—this impeccably preserved 1930 Spanish Bungalow offers a rare fusion of architectural heritage, refined upgrades, and breathtaking views from added back porch, creating a living experience that feels both timeless and extraordinary. Upon arrival, the property’s meticulously maintained landscaping and classic Spanish character set an elegant tone. The outdoor spaces unfold across multiple levels, each designed to capture the region’s natural beauty. This exceptional residence blends historic charm with contemporary comfort, offering a rare opportunity to own a piece of Point Loma’s architectural legacy—enhanced for modern luxury living. The home’s newest jewel is the 100 sq. ft. Ensuite Bathroom Addition, completed in 2025. This spa inspired retreat showcases a low threshold walk in shower with a ½ inch frameless glass surround, a separate soaking tub, heated flooring, and a white quartzite vanity with undermount sink. A premium TOTO Drake Washlet toilet with bidet seat (remote and manual included) completes the experience. Notable Enhancements & Modern Conveniences • New roofing surface, dual attic fans, and a 16 panel solar system (July 2021) providing robust household power • Samsung Dishwasher (Nov 2020) • Samsung Washer & Dryer (Apr 2021) • HVAC System (Sept 2021) • Fireplace insert with blower and remote (June 2022) • Under floor insulation (Aug 2023) • Foundation seismic retrofit (May 2025) This exceptional residence blends historic charm with contemporary comfort, offering a rare opportunity to own a piece of Point Loma’s architectural legacy—enhanced for modern luxury living.

Mortgage Calculator

Est. Monthly Payment

$9,840

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
%($310,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,977
Monthly Cashflow

Rent − PITIA

$-5,863
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,069

Mortgage (P+I)
$7,838
Cap Rate
-0.18%
Cash-on-Cash
-31.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.40
Break-even Rent
$14,456

NOI (Annual)
$-2,777
Price-to-Rent

Lower = better for investors

32.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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