3138 Canyon Ave

3138 Canyon Ave

D

San Diego, CA 92123

$1,418,800
NEW — 3d on market

Soft Appraisal Value: $1,397,700 · 1.5% above estimate

Beds

4

Baths

3.5

Sqft

2,356

Year Built

1998

Days on Market

3

Property Type

Single Family

HOA/mo

$155

MLS ID

260006668SD

Description

Welcome to the lush tree-lined streets of Stonecrest Village in the quaint neighborhood of Spring Canyon! Offering the largest floor plan in the community and located on a cul-de-sac street, this is a perfect fit for a growing family looking for value and convenience. Enjoy a BRAND NEW KITCHEN with oak cabinetry, quartz countertops, tile flooring, and new appliances. Fresh interior paint and beautiful wood flooring throughout create a warm, clean, move-in-ready atmosphere. The well-designed floor plan includes generously sized rooms filled with natural light, ample storage, and a large garage. Adding to the home’s value and efficiency, the property includes owned solar, helping reduce energy costs while supporting sustainable living. Set in a peaceful, canyon-lined neighborhood, residents enjoy access to Stonecrest Village amenities, including two pools, tennis courts, a fitness center, and a clubhouse, along with nearby scenic canyon trails. Conveniently located with quick access to major freeways (I-15, 163, and 805), this home offers the perfect blend of comfort, community, and accessibility. Whether you're upsizing, growing, or simply ready for more, this home checks every box - offering the space, style, and setting to elevate your next chapter!

Mortgage Calculator

Est. Monthly Payment

$9,162

Principal & Interest$7,174
Property Tax$1,419
Insurance$414
HOA$155
%($283,760)
%

Investment Score

4D
Est. Monthly Rent
$5,981
Monthly Cashflow

Rent − PITI − HOA

$-3,181
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,739

Mortgage (P+I)
$7,174
Cap Rate
1.21%
Cash-on-Cash
-24.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$13,434

NOI (Annual)
$17,223
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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