3130 Avenida De Portugal Point Loma

3130 Avenida De Portugal Point Loma

D

, CA 92106

$889,000

Beds

2

Baths

2

Sqft

1,099

Year Built

1984

Days on Market

38

Property Type

Condo

HOA/mo

$520

MLS ID

260001834SD

Description

Coastal living in this rarely available ground-floor, end-unit 2-bedroom, 2-bath condo offering exceptional privacy with only one shared wall. Designed with a beach-inspired concept, this home features engineered wood flooring, tile throughout, beach-rock finishes, and large windows that flood the space with natural light. The spacious living room is highlighted by a fireplace with an oversized hearth, creating a warm, sophisticated ambiance ideal for entertaining or unwinding. Enjoy tastefully remodeled bathrooms, forced-air gas heating, and the convenience of in-unit laundry. Includes assigned covered garage parking plus easy street parking for guests. Located in a beautifully maintained community with a Community Room and BBQ area, and just moments from restaurants, bars, coffee shops, shopping, Shelter Island, and the San Diego Yacht Club. A standout opportunity for young professionals, first-time buyers, or anyone seeking the Point Loma lifestyle.

Mortgage Calculator

Est. Monthly Payment

$6,164

Principal & Interest$4,495
Property Tax$889
Insurance$259
HOA$520
%($177,800)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$3,925
Monthly Cashflow

Rent − PITI − HOA

$-2,238
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,882

Mortgage (P+I)
$4,495
Cap Rate
0.83%
Cash-on-Cash
-15.11%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$6,163

NOI (Annual)
$7,361
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

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