2909 Keats St
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2909 Keats St #11

D

San Diego, CA 92106

$699,000

Soft Appraisal Value: $696,800 · 0.3% above estimate

Beds

2

Baths

2

Sqft

669

Year Built

1989

Days on Market

55

Property Type

Condo

HOA/mo

$515

MLS ID

260004078SD

This property is in San Diego (92106). View neighborhood stats →

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About This Property

Whether you’re stationed in San Diego, studying nearby, or spending your weekends on the water, this Point Loma condo offers a simple, coastal home base just minutes from the marina. Thoughtfully redesigned, the home features brand-new flooring throughout, a refreshed modern kitchen with updated cabinetry, fully remodeled bathrooms, and a cozy wood-burning fireplace that adds warmth and character to the living space. Additional highlights include gated parking for added convenience and peace of mind. Ideally located near Shelter Island, yacht clubs, iconic viewpoints, and vibrant local shops and dining around Liberty Station. This move-in-ready coastal crash pad delivers the perfect blend of marina lifestyle, comfort, and convenience. Experience the best of San Diego living in this Point Loma gem.

Mortgage Calculator

Est. Monthly Payment

$4,952

Principal & Interest$3,535
Property Tax$699
Insurance$204
HOA$515
%($139,800)
%

Location

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Comparable Properties

1 comp found

This Property

$2,924

vs

Comp Average

$3,788

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

1D
Est. Monthly Rent
$2,924
Monthly Cashflow

Rent − PITIA

$-2,029
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,284

Mortgage (P+I)
$3,535
Cap Rate
0.43%
Cash-on-Cash
-28.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$7,188

NOI (Annual)
$3,012
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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