307 Upas St San Diego

307 Upas St San Diego

D

, CA 92103

$1,550,000

Beds

2

Baths

2.5

Sqft

1,701

Year Built

2016

Days on Market

56

Property Type

Townhouse

HOA/mo

$322

MLS ID

2600324SD

Description

Introducing 307 Upas St — a truly rare opportunity in the heart of Bankers Hill. This is the only fully detached row home in the area, offering exceptional privacy with no shared walls—a rare opportunity just two blocks from Balboa Park. Enjoy a peaceful setting outside the flight path, with convenient access to nearby streets, neighborhood amenities, and an expanding selection of restaurants, bars, and coffee shops. Designed for modern living, this newer construction home features 10-foot ceilings, abundant natural light, and high-end finishes throughout. The chef’s kitchen is both stylish and functional with quartz countertops, walnut cabinetry, and a large entertaining island, complemented by extra-large sliding glass doors on both levels that create seamless indoor-outdoor flow. Nearly 600 square feet of private outdoor space includes multiple balconies and a rooftop terrace with sweeping views of the bay, ocean, and downtown skyline — perfect for relaxing or hosting. The primary suite offers a spa-like retreat with a soaking tub, dual vanities, and a serene, elevated feel. A two-car garage and non metered parking out front, let you fully enjoy the neighborhood without compromise. Modern, light-filled, and exceptionally located, 307 Upas St delivers privacy, design, and lifestyle in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$10,162

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
HOA$322
%($310,000)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$5,097
Monthly Cashflow

Rent − PITI − HOA

$-5,065
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,529

Mortgage (P+I)
$7,838
Cap Rate
0.24%
Cash-on-Cash
-19.61%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$10,162

NOI (Annual)
$3,708
Price-to-Rent

Lower = better for investors

25.3

* Defaults: 20% down, 6.5% rate, 30yr.

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