3026 Poinsettia Dr
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3026 Poinsettia Dr

C

San Diego, CA 92106

$1,295,000
NEW — 2d

Soft Appraisal Value: $1,272,900 · 1.7% above estimate

Beds

4

Baths

2

Sqft

1,616

Year Built

1959

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604823

This property is in San Diego (92106). View neighborhood stats →

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About This Property

Rare opportunity in one of San Diego’s most desirable coastal neighborhoods! This Point Loma single-story 4-bedroom, 2-bath home offers exceptional potential and an unbeatable location just minutes from the beach, schools, shopping, and dining. Featuring a private courtyard, relaxing backyard and newer roof, the property provides the ideal setting to enjoy coastal living. Livable as-is and ready for your personal touch, it presents endless possibilities to renovate and modernize. A chance to create your dream coastal retreat in a premier neighborhood with timeless appeal.

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
%($259,000)
%

Location

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Investment Score

23D
Est. Monthly Rent
$6,022
Monthly Cashflow

Rent − PITIA

$-2,199
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,663

Mortgage (P+I)
$6,548
Cap Rate
1.75%
Cash-on-Cash
-21.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$12,078

NOI (Annual)
$22,617
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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