2849 E St
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2849 E St #21

D

San Diego, CA 92102

$645,000
NEW — 0d on market

Beds

2

Baths

2

Sqft

915

Year Built

1986

Days on Market

0

Property Type

Condo

HOA/mo

$366

MLS ID

260008637SD

This property is in San Diego (92102). View neighborhood stats →

About This Property

Top-floor 2BR/2BA condo in Golden Hill with a private balcony framed by mature trees and a bright, open layout. This move-in ready home features a spacious kitchen that opens to the main living area, making it ideal for everyday living and entertaining. Interior upgrades include granite countertops and stainless steel appliances, recessed lighting, upgraded flooring, designer-tiled bathrooms, updated interior paint, and a gas fireplace with new tile surround and threshold. Additional features include new exterior roof for HOA, new central heat and A/C unit and Ecobee thermostat, in-unit washer/dryer, 3-track mirrored closet doors in the primary bedroom, and generous storage. Located in a gated community with elevator access, fitness center, Wi-Fi, BBQ/courtyard seating, and 2 assigned covered parking spaces. Conveniently located near Downtown San Diego, major freeways, dining, shopping, and neighborhood amenities. VA and FHA financing allowed! Top-floor 2BR/2BA condo in Golden Hill with a private balcony framed by mature trees and a bright, open layout. This move-in ready home features a spacious kitchen that opens to the main living area, making it ideal for everyday living and entertaining. Interior upgrades include updated countertops and stainless steel appliances, recessed lighting, upgraded flooring, designer-tiled bathrooms, fresh interior paint, and a gas fireplace with updated tile surround and threshold. Additional features include central heat and A/C, Ecobee thermostat, in-unit washer/dryer, mirrored closet doors in the primary bedroom, and generous storage. Located in a gated community with elevator access, fitness center, Wi-Fi, BBQ/courtyard seating, and 2 assigned covered parking spaces. Conveniently located near Downtown San Diego, major freeways, dining, shopping, and neighborhood amenities. VA and FHA financing allowed.

Mortgage Calculator

Est. Monthly Payment

$4,461

Principal & Interest$3,261
Property Tax$645
Insurance$188
HOA$366
%($129,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$2,925
Monthly Cashflow

Rent − PITIA

$-1,535
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,746

Mortgage (P+I)
$3,261
Cap Rate
0.96%
Cash-on-Cash
-25.54%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$6,491

NOI (Annual)
$6,189
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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