2785 Bainbridge
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2785 Bainbridge

C

San Diego, CA 92106

$1,695,000
NEW — 0d

Soft Appraisal Value: $1,652,600 · 2.6% above estimate

Beds

3

Baths

3

Sqft

1,931

Year Built

2004

Days on Market

0

Property Type

Single Family

HOA/mo

$164

MLS ID

260015733SD

This property is in San Diego (92106). View neighborhood stats →

About This Property

Opportunity beckons! Outstanding value for this spacious 2004-built Beacon Point detached home in San Diego's iconic, Liberty Station. This beautiful Mediterranian inspired home offers an open floor plan with 9' ceilings accented with plantation shutters. A welcoming entrance through a private gate leads to a peaceful courtyard providing room to stretch out, barbecue and relax. There are hardwood floors in all rooms with carpeted stairs. A gourmet kitchen perfectly balances with crisp white cabinets, light-colored granite and a large island complete with sink. All new appliances installed in 2025. There is recessed lighting throughout the home. The 1st level features a flexible bedroom/den/office with dual French doors leading to both the front and rear terraces. Adjacent is a full bathroom. The design is an open-plan living room with cozy gas fireplace, dining area and spacious kitchen with pantry. Direct access from a two garage garage with extensive built-in shelving and a level 2 EV charger. The second level features an oversized primary suite with a nook perfect for a home office, nursery, or just reading/relaxing. Multiple closets provide plenty of room. The primary bathroom features dual sinks a jetted spa tub and a separate shower. The second level also features another spacious bedroom with ensuite full bathroom and walk-in closet. Conveniently located between bedrooms is a laundry room with new (2025) full size washer/dryer, ample storage and sink. Liberty Station is a well established and superbly maintained neighborhood.

Mortgage Calculator

Est. Monthly Payment

$10,924

Principal & Interest$8,571
Property Tax$1,695
Insurance$494
HOA$164
%($339,000)
%

Location

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Investment Score

8D
Est. Monthly Rent
$6,362
Monthly Cashflow

Rent − PITIA

$-4,562
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,438

Mortgage (P+I)
$8,571
Cap Rate
0.80%
Cash-on-Cash
-26.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$16,021

NOI (Annual)
$13,599
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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