2730 Monroe Ave San Diego

2730 Monroe Ave San Diego

D

, CA 92116

$759,000

Beds

2

Baths

1

Sqft

572

Year Built

1929

Days on Market

50

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600861SD

Description

Turnkey 1929 bungalow in the heart of University Heights, one of San Diego’s most walkable and sought-after neighborhoods. This charming 2-bedroom, 1-bath home blends classic character with modern updates, featuring beautiful original hardwood floors, fresh interior finishes, updated lighting, and a bold fireplace with quartz surround. The renovated kitchen offers shaker-style cabinetry, quartz countertops, stainless steel appliances, and a cozy breakfast nook. The bathroom has been tastefully updated with modern tile, fixtures, and a tiled tub/shower surround. Both bedrooms offer flexible living options, including space for a home office or guest room. Low-maintenance outdoor space, plus a 1-car garage with alley access, add convenience rarely found in this area. Ideally located near local cafes, restaurants, boutique shops, parks, and easy access to North Park, Normal Heights, Hillcrest, and Balboa Park. A great opportunity to own a stylish, move-in-ready home in a true lifestyle neighborhood. This thoughtfully updated 1929 bungalow offers a rare combination of historic charm, modern finishes, and an exceptional University Heights location. Known for its walkability and strong neighborhood character, University Heights remains one of San Diego’s most desirable metro communities, offering easy access to local cafes, restaurants, boutique shops, parks, and nearby North Park, Normal Heights, Hillcrest, and Balboa Park. Inside, the home features beautifully preserved original hardwood floors, fresh interior finishes, and updated lighting throughout. The living room is warm and inviting, anchored by a bold fireplace with a clean quartz surround that provides a striking focal point while maintaining the home’s original character. The kitchen has been renovated with shaker-style cabinetry, quartz countertops with subtle veining, stainless steel appliances, and a charming breakfast nook ideal for casual dining or morning coffee. Design elements throughout the home feel cohesive and intentional, blending classic architecture with contemporary style. The bathroom has been tastefully refreshed with updated tile flooring, decorative wainscoting, modern fixtures, and a tiled tub/shower surround. Both bedrooms offer flexible living options and can function comfortably as sleeping spaces, a home office, or guest accommodations. Exterior improvements emphasize ease of ownership, with low-maintenance landscaping and clean, modern accents that require minimal upkeep. A 1-car garage with alley access provides valuable storage and parking convenience—an added benefit in this neighborhood. This home presents an excellent opportunity for buyers seeking a move-in-ready property that delivers timeless architecture, thoughtful updates, and a true lifestyle location in the heart of San Diego.

Mortgage Calculator

Est. Monthly Payment

$4,818

Principal & Interest$3,838
Property Tax$759
Insurance$221
%($151,800)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$2,391
Monthly Cashflow

Rent − PITI − HOA

$-2,427
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,609

Mortgage (P+I)
$3,838
Cap Rate
0.36%
Cash-on-Cash
-19.19%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$4,818

NOI (Annual)
$2,743
Price-to-Rent

Lower = better for investors

26.5

* Defaults: 20% down, 6.5% rate, 30yr.

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