2704 Mackinnon Ranch Road
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2704 Mackinnon Ranch Road

D

Cardiff-by-the-Sea, CA 92007

$3,000,000
NEW — 3d

Soft Appraisal Value: $2,879,900 · 4.2% above estimate

Beds

3

Baths

2.5

Sqft

2,472

Year Built

1999

Days on Market

3

Property Type

Single Family

HOA/mo

$377

MLS ID

NDP2605355

This property is in Cardiff-by-the-Sea (92007). View neighborhood stats →

Virtual Tour

About This Property

Stunning lagoon-front residence with panoramic south-facing ocean views and editorial-caliber design. Come tour this soulfully curated home pairing loftlike flow with a spectacular primary suite, gourmet kitchen, and Bali-inspired backyard. SEE ‘interior section’ virtual tour for video, brochure, and how the Rail Trail now connects the ‘Seaside’ enclave to an authentic Cardiff lifestyle.

Mortgage Calculator

Est. Monthly Payment

$19,422

Principal & Interest$15,170
Property Tax$3,000
Insurance$875
HOA$377
%($600,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,388
Monthly Cashflow

Rent − PITIA

$-11,034
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,463

Mortgage (P+I)
$15,170
Cap Rate
-0.12%
Cash-on-Cash
-30.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$28,470

NOI (Annual)
$-3,519
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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