265 Sanford Street

265 Sanford Street

D

Encinitas, CA 92024

$3,125,000

Soft Appraisal Value: $3,029,700 · 3.1% above estimate

Beds

4

Baths

4.5

Sqft

3,193

Year Built

2007

Days on Market

19

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005526SD

Description

Tucked away West of the 5, this beautiful Spanish-style residence captures the essence of coastal living with timeless charm. High ceilings and 3 inviting fireplaces create warmth and character, while multiple French doors open to the outside for indoor/outdoor entertaining, including a built-in BBQ. The beautifully equipped, large open kitchen works well for gatherings. Located within the sought-after Encinitas Union School District, walking distance to eateries and fun. There is solar, AC, EV charging, large bedrooms & closets. Priced to sell! WELCOME HOME.

Mortgage Calculator

Est. Monthly Payment

$19,838

Principal & Interest$15,802
Property Tax$3,125
Insurance$911
%($625,000)
%

Investment Score

0D
Est. Monthly Rent
$7,859
Monthly Cashflow

Rent − PITI − HOA

$-11,979
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,390

Mortgage (P+I)
$15,802
Cap Rate
-0.23%
Cash-on-Cash
-31.47%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.40
Break-even Rent
$29,145

NOI (Annual)
$-7,065
Price-to-Rent

Lower = better for investors

33.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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