2586 Luciernaga St.
Ctop 80%Carlsbad, CA 92009Neighborhood: Rancho La Costa
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 1, 2026.
Pass at asking: -$5,601/mo full cashflow at 20% down, 7.49% rate.
Works at $503,827 (59% under asking), or at 86% down.
Rent $5,047/mo from 12 leases of 2–4 bed houses within 1 mi ($4,466–$5,258).
Beds
3
Baths
2
Sqft
1,606
Year Built
1979
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026056SD
This property is in Carlsbad (92009). View neighborhood stats →
About This Property
Wonderful opportunity to own a Single Level Twin Home with a fantastic private yard in coveted La Costa Meadows! Lives like a detached house! PAID Solar (3.8 KW) & Hardwired level 2 Electric car charger! Soaring vaulted ceilings welcome you upon entrance enhancing the beautiful natural light in living/dining room & kitchen. Extensively remodeled kitchen features: an opened up entry, added peninsula, marble counters, herringbone tile backsplash, stylish two-toned cabinetry, wood laminate floors, can lighting, new microwave (2026), & newer refrigerator (2025). Hall BA w/newer tile flooring and vanity (2020)! Primary & one secondary BR opens to their own private patio. Revamped yard boasts: turf, stone retaining wall, 3 Vego garden boxes, built-in sandbox, newer cement patio, corrugated steel fence (2022) & lots of fruit trees! HVAC (2016) & Washer/Dryer (2025). La Costa Meadows Elementary nearby! NO HOA! Additional upgrades: *Levolor blackout roller shades in primary & BR 1 *Landscaped Walkway w/horizontal wood fence & black iron gate
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Est. Monthly Payment
$8,462
Location
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Zoned Schools
Elementary
La Costa Meadows Elementary · grades K-5 · San Marcos Unified
Middle
San Elijo Middle · grades 6-8 · San Marcos Unified
High
San Marcos High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$5,047
Comp Average
$5,233
2914 Pearl Place
3bd / 2.5ba · 1,829 sqft · Single Family
$1.23M
Est. $5,022/mo
2929 Via Ipanema
4bd / 2ba · 1,848 sqft · Single Family
$1.58M
Est. $5,799/mo
6021 Paseo Carreta
4bd / 2.5ba · 1,901 sqft · Single Family
$1.35M
Est. $4,874/mo
7905 Calle Posada
4bd / 2ba · 1,418 sqft · Single Family
$1.50M
Est. $5,237/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules
Investment Score
12 leases of 2–4 bed houses within 1 mi · $4,466–$5,258
Blended 50/50 with the zip's market median ($5,204)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,601/mo short at 20% down; 86% down or +$7,274/mo rent closes it.
- Break-even price
- $503,827
- Break-even rent
- $12,321/mo
- Cashflow at 35% down
- −$4,313/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$7,274/mo above the estimate
$1,057,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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