2578 Moonstone
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2578 Moonstone

D

San Diego, CA 92123

$1,048,000
NEW — 7d

Soft Appraisal Value: $1,040,000 · 0.8% above estimate

Beds

4

Baths

2

Sqft

1,510

Year Built

1959

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011883SD

This property is in San Diego (92123). View neighborhood stats →

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About This Property

Welcome to Serra Mesa living at its finest, This charming single-level 4 bedroom, 2 bath home offers the perfect combination of comfort, functionality, and timeless California charm. Filled with natural light, the thoughtfully designed layout features inviting living spaces, spacious bedrooms, and seamless flow for everyday living and entertaining. Step outside to a beautifully sized yard with mature fruit trees creating a peaceful garden setting, perfect for enjoying San Diego’s year-round weather. Owned solar panels add energy efficiency and long-term value, while the home’s central location places you just minutes from shopping, dining, beaches, major freeways, and everything San Diego has to offer. A rare opportunity to enjoy space, warmth, and convenience all in one of San Diego’s most centrally located neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,653

Principal & Interest$5,299
Property Tax$1,048
Insurance$306
%($209,600)
%

Location

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Investment Score

19D
Est. Monthly Rent
$4,189
Monthly Cashflow

Rent − PITIA

$-2,464
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,301

Mortgage (P+I)
$5,299
Cap Rate
1.14%
Cash-on-Cash
-24.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$9,775

NOI (Annual)
$11,978
Price-to-Rent

Lower = better for investors

20.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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