2540 Chatsworth
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2540 Chatsworth

C

San Diego, CA 92106

$3,777,000
NEW — 2d

Beds

4

Baths

4.5

Sqft

4,173

Year Built

2008

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016342SD

This property is in San Diego (92106). View neighborhood stats →

Virtual Tour

About This Property

Enjoy the vast views from this custom-built home, from USD, downtown, to the Coronado Bridge & San Diego Bay. This home was once featured in the Loma Portal Elementary Home & Garden Tour in 2009 & received raving comments; such as, “This is a ‘Wow’ House!” Built with 2x6 framing for strength and more insulation for warmth & coolness during the seasons. The home is adorned with beautiful, Solid wood floors, custom doors (front, rear, pockets & all interior) & custom built-ins, all imported from Costa Rica. The open Foyer and Loft are constantly lit during the day by 3 solar tubes, and it is decorated with an elegant, curving staircase with custom wrought iron. The Den has a custom built-in, 2-sided desk with cabinetry from Costa Rica. There is also a Sunroom/Children’s Study next to the family room. Each are set within the privacy of two pocket doors with beautifully etched glass. The living room has a gorgeous, double-mantel fireplace. The dining room was designed for a large table and China cabinet. The large kitchen has a beautiful centralized island with vegetable sink, a large rangetop stove with stainless-steel hood, and room for an extra-large side-by-side fridge & freezer. (cont. in Supplement...) Also enjoy the large nook with more cabinetry, and across from there is the Butler’s Pantry with warming drawer, and a large walk-in pantry with glass cabinet, platter slots, table cloth hanger, and all enclosed with a beautifully wheat etched glass door. Quality cabinets in the Kitchen and 2nd floor bathrooms provided by Kraft Maid with soft-close drawers. The large Primary Bedroom has gorgeous views, an alcove sitting area with enough room for a couch and vanity, and enjoy your morning stretch on one of the two Juliette balconies. The large en-suite bathroom is secluded by a double wide pocket door (also from Costa Rica), two walk-in closets, private toilet, large walk-in shower with bench, a jetted tub big enough for two, and a wide counter with 2 sinks. This home has two FAU's and two Rinnai Tankless Water Heaters. Bedroom 2 is very spacious. This room housed 3 teenagers with three twin beds and plenty of closet space. The room is lit by multiple windows, showcasing vast views of the yard and swimming pool. It is adjoined by a bathroom with colorful tile and two bowl sinks. The room is currently taped to show the room conversion into 2 bedrooms that is planned for construction, unless you choose not to. Bedroom 3 is spacious and includes its own private bath and expansive views. Separating these bedrooms is a comfy, large loft where you have access to the front and rear balconies. The balconies have room for a hammock or a bar table with chairs to enjoy the views for a morning breakfast, afternoon cocktails, to enjoy the city lights, or to watch the Big Bay Boom fireworks show in San Diego Bay during the 4th of July. The garage is a complete footprint of the home, boasting a 4-car garage, a large workshop with two work stations, and a Casita/AirBNB bedroom with full bath. This bedroom is not counted in the total bedroom count or square footage, but the room itself and the bathroom are permitted, as shown in the original plans (available for viewing). Plenty of storage throughout the garage from California Closets, including a wrapping paper closet with tube rollers. Another car would fit in this area as well. The driveway is wide enough for two cars to cross paths, and room for 8 cars if needed. A 21’ boat with trailer is currently parked at the very back of the driveway, yet you still have room to park in the garage. Solar Lease of 30 Sun Power panels (American made) to convey at $199 per month. The last true-up bill was only $42.67! Swimming Pool with hot tub, which has a brand new filter, and the heater is only a couple of years old. Owners were considering extracting the pool and building a full sized ADU instead; thus, an option to consider. High quality windows by Anderson Windows. Wired soun...

Mortgage Calculator

Est. Monthly Payment

$23,977

Principal & Interest$19,099
Property Tax$3,777
Insurance$1,102
%($755,400)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,109
Monthly Cashflow

Rent − PITIA

$-15,869
Full Cashflow

Incl. vacancy, PM, maint, capex

$-20,881

Mortgage (P+I)
$19,099
Cap Rate
-0.57%
Cash-on-Cash
-33.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$35,227

NOI (Annual)
$-21,391
Price-to-Rent

Lower = better for investors

38.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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