2510 Torrey Pines

2510 Torrey Pines

D

La Jolla, CA 92037

$829,999

Beds

2

Baths

2

Sqft

945

Year Built

1970

Days on Market

136

Property Type

Condo

HOA/mo

$370

MLS ID

250041891SD

Description

An exceptional top-floor 2-bedroom, 2-bath condo just a ~15 minute walk to the beach at the beautiful La Jolla Shores! This bright and airy home features an open floor plan with a spacious kitchen, dining, and living area that flow seamlessly together. A large lanai-style patio off the living room offers wonderful natural light and a sense of privacy—perfect for relaxing or entertaining. The primary suite is generously sized with an en-suite bathroom featuring an oversized vanity and a separate room for the tub/shower and toilet. The secondary bedroom is on the opposite side of the unit, offering ideal privacy for guests or a home office setup. The guest bathroom includes a tub/shower combo, great storage, and a nearby linen closet for extra convenience. This home is a fantastic opportunity for both end users and investors with the unbeatable location, you’re just steps from the beach, Kellogg Park, Scripps Pier, local restaurants, bars, and water activities like kayaking and snorkeling in the iconic La Jolla Shores. Recent upgrades include new light fixtures throughout (with added recessed lighting in the kitchen and living room), fresh interior paint, and new luxury vinyl plank flooring across the living, dining, kitchen, and bedroom areas. The unit also includes one assigned parking space, and the community offers a pool and shared laundry facilities. Don’t miss your chance to live—or invest—in your own slice of the La Jolla beach lifestyle!

Mortgage Calculator

Est. Monthly Payment

$5,639

Principal & Interest$4,197
Property Tax$830
Insurance$242
HOA$370
%($166,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$1,013
Monthly Cashflow

Rent − PITI − HOA

$-4,626
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,551

Mortgage (P+I)
$4,197
Cap Rate
-1.96%
Cash-on-Cash
-33.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$5,639

NOI (Annual)
$-16,244
Price-to-Rent

Lower = better for investors

68.3

* Defaults: 20% down, 6.5% rate, 30yr.

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