2479 Caminito Ocean Cardiff By The Sea
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2479 Caminito Ocean Cardiff By The Sea

C

Cardiff-by-the-Sea, CA 92007

$1,050,000
NEW — 0d

Soft Appraisal Value: $1,014,900 · 3.5% above estimate

Beds

2

Baths

2

Sqft

1,274

Year Built

1974

Days on Market

0

Property Type

Townhouse

HOA/mo

$514

MLS ID

NDP2606523

This property is in Cardiff-by-the-Sea (92007). View neighborhood stats →

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About This Property

Live the coastal lifestyle in this beautifully upgraded townhome in Cardiff's coveted Cardiff Cove community, west of the 5! This light-filled two bedroom, two bathroom home features an updated kitchen and bathrooms, newer flooring and windows, and an open, easy-flowing layout. The secondary bedroom offers a peek-a-boo ocean view, a rare bonus at this price point. Additional features include an in-unit laundry closet and a detached one-car garage. Enjoy the best of coastal San Diego just minutes from the beach, local restaurants, cafés, shopping, and the scenic trails of San Elijo Lagoon, with easy access to the 5 freeway. Community amenities include a pool, spa, and greenbelts throughout. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this is a rare chance to own in one of San Diego's most sought-after beach communities.

Mortgage Calculator

Est. Monthly Payment

$7,180

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$514
%($210,000)
%

Location

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Comparable Properties

2 comps found

This Property

$4,149

vs

Comp Average

$5,059

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

7D
Est. Monthly Rent
$4,149
Monthly Cashflow

Rent − PITIA

$-3,030
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,860

Mortgage (P+I)
$5,309
Cap Rate
0.51%
Cash-on-Cash
-27.77%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$10,460

NOI (Annual)
$5,397
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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