2442 F St
1 / 20

2442 F St

C

San Diego, CA 92102

$2,900,000
NEW — 0d

Beds

6

Baths

5.5

Sqft

3,921

Year Built

2022

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017173SD

This property is in San Diego (92102). View neighborhood stats →

About This Property

"Variance granted for detached." Steeped in history and thoughtfully curated for modern living, this Mills Act-designated Craftsman compound presents a rare opportunity to own an architectural treasure in the heart of Golden Hill. Private gated entry and mature landscaping frame stately main residence with welcoming front porch. Gracious floor plan blends historic character with contemporary comfort featuring original woodwork, coffered ceilings, custom built-ins, and leaded glass cabinetry. Light-filled chef’s kitchen opens to expansive deck and private courtyard, creating seamless indoor-outdoor living ideal for entertaining. Upstairs primary suite features remodeled bath and walk-in cedar closet. Complementing the main residence are three detached income-producing units, offering exceptional flexibility for multigenerational living, guest accommodations, or rental income. Rarely does a property unite architectural significance, residential versatility, and investment potential with such distinction. A truly unique offering where history, lifestyle, and opportunity converge.

Mortgage Calculator

Est. Monthly Payment

$18,410

Principal & Interest$14,664
Property Tax$2,900
Insurance$846
%($580,000)
%

Comparable Properties

1 comp found

This Property

$5,340

vs

Comp Average

$3,957

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$5,340
Monthly Cashflow

Rent − PITIA

$-13,070
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,715

Mortgage (P+I)
$14,664
Cap Rate
-0.85%
Cash-on-Cash
-34.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$27,048

NOI (Annual)
$-24,610
Price-to-Rent

Lower = better for investors

45.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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