2416 La Pluma Lane

2416 La Pluma Lane

D

Carlsbad, CA 92009

$1,599,000
NEW — 0d on market

Beds

3

Baths

2

Sqft

1,469

Year Built

1978

Days on Market

0

Property Type

Single Family

HOA/mo

$62

MLS ID

NDP2603166

Description

Effortless single-story living with style, soul, and a long list of upgrades—this Rancho Ponderosa gem is the one you’ve been waiting for. Featuring 3 bedrooms, 2 bathrooms, and a thoughtfully designed layout, this home blends warmth and functionality in all the right ways. Step inside to a bright, inviting interior where rich hardwood floors, exposed beams, and a sunken living room create a warm, architectural feel. The fireplace serves as a cozy focal point, perfect for relaxed evenings or entertaining guests. The beautifully remodeled kitchen is a true centerpiece, featuring stainless steel appliances, quality cabinetry, generous prep space, and a large island ideal for gathering, dining, and everyday living. Both the front and backyard showcase lush, well-maintained landscaping, enhanced with thoughtful upgrades including new sod, irrigation improvements, added pavers, and curated drought-conscious plantings. The private backyard offers a peaceful setting for entertaining or unwinding, with no direct rear neighbors—creating an added sense of privacy—complete with a finished shed (installed in 2025 with electrical) that makes an ideal home office, gym, studio, or guest retreat. This home has been meticulously maintained and upgraded throughout. Notable improvements include exterior paint (2023), roof cleaning (2023), upgraded irrigation systems and timers, reinforced and refreshed patio cover with shade screen, added exterior lighting and electrical, new fencing and gates, and extensive drainage and hardscape enhancements. The garage has been fully improved with added storage systems, drywall and paint, updated electrical, and a newer opener (2022). Inside, the home was freshly painted throughout (2022–2023), with solid core doors added to all bedrooms and the hallway bathroom, upgraded window coverings, and enhanced closet organization systems in every bedroom. Additional upgrades include a fire-rated garage entry door, updated bathrooms with new fixtures, cabinetry, GFCI outlets, and a new primary toilet (2024), a beautifully remodeled primary bathroom, as well as ceiling fans with lighting in all bedrooms. Located in a welcoming neighborhood known for its strong sense of community, Rancho Ponderosa offers HOA amenities including community events, parks, playgrounds, sport courts, sidewalks, and maintained easements. The home is also situated within highly sought-after school boundaries, including El Camino Creek Elementary and La Costa Canyon High School. Enjoy close proximity to local parks, shopping, dining, and the beaches of North County. With its extensive upgrades, functional layout, and inviting character, this move-in ready home offers a rare opportunity to enjoy comfort, flexibility, and community in one of the area’s most beloved neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$10,213

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
HOA$62
%($319,800)
%

Investment Score

2D
Est. Monthly Rent
$5,503
Monthly Cashflow

Rent − PITIA

$-4,709
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,308

Mortgage (P+I)
$8,085
Cap Rate
0.58%
Cash-on-Cash
-27.42%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$14,993

NOI (Annual)
$9,334
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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