2354 Chalcedony

2354 Chalcedony

D

San Diego, CA 92109

$1,599,000
NEW — 3d on market

Beds

3

Baths

2

Sqft

1,445

Year Built

1966

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007727SD

Description

Elevated high above the Pacific Beach flats, Bay View Modern is a rare find that perfectly balances privacy, high-tech luxury, and breathtaking southern views of Mission Bay. Situated at the end of a quiet cul-de-sac with no through traffic, this home is nestled in a friendly community that’s just minutes from local shopping and top-tier schools. The residence underwent a full interior remodel in 2019 followed by an exterior stucco and paint refresh in 2020, resulting in a turnkey sanctuary equipped with house-wide voice-activated lighting, updated windows with custom treatments, and an in-wall surround sound system. The versatile floor plan features two bedrooms and a bathroom on the lower level, while the upper level serves as the heart of the home with a third bedroom, bathroom, and an open-concept kitchen and living area designed to take full advantage of the glistening water views. The chef-inspired kitchen offers modern conveniences like a pot filler and integrated lazy Susans. From the front balcony, you are treated to a front-row seat for vibrant San Diego sunsets and the magic of July 4th fireworks glistening over the bay. Outdoor living is redefined in the 2023 remodeled backyard, which features a large patio and deck, a seven-seater jacuzzi with built-in Bluetooth audio, and a mature avocado tree producing impressive fruit. This smart-home retreat offers ultimate peace of mind with fully paid solar, a new water heater installed in March 2026, a smart doorbell system, and a My Q smart garage door opener. By combining a "top-of-the-world" feel with effortless access to the best of San Diego, Bay View Modern represents the pinnacle of sophisticated coastal living.

Mortgage Calculator

Est. Monthly Payment

$10,151

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
%($319,800)
%

Investment Score

4D
Est. Monthly Rent
$6,581
Monthly Cashflow

Rent − PITIA

$-3,569
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,416

Mortgage (P+I)
$8,085
Cap Rate
1.25%
Cash-on-Cash
-24.07%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$14,913

NOI (Annual)
$20,038
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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