2313 Manchester Ave Cardiff By The Sea

2313 Manchester Ave Cardiff By The Sea

D

Cardiff-by-the-Sea, CA 92007

$3,195,000
NEW — 0d on market

Beds

4

Baths

3

Sqft

2,253

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008024SD

View on MLS

Description

Welcome to a truly rare offering in the highly sought-after Walking District of Cardiff-by-the-Sea. The main residence features 3 bedrooms and 2 bathrooms, thoughtfully designed to capture natural light and coastal breezes. Enjoy ocean views from multiple vantage points, including an executive office—ideal for working from home in an inspiring setting. A versatile bonus room provides flexibility for a fourth bedroom, home gym, media room, or play space. Adding to the home’s exceptional value is a detached 1-bedroom, 1-bathroom studio complete with a full kitchen, private entrance, and in-unit washer and dryer—perfect for guests, extended family, or potential rental income. The uncommon and highly coveted feature in this coastal neighborhood is its private backyard offering a phenomenal setting for outdoor entertaining and relaxation. Perfectly positioned just moments from the heart of town, this fully detached single-family residence places you within a short 5-minute stroll to Cardiff’s most desirable attractions—including the iconic 101 corridor, Seaside Market, Cardiff State Beach, Glen Park, and an array of popular restaurants, cafés, and boutiques.

Mortgage Calculator

Est. Monthly Payment

$20,283

Principal & Interest$16,156
Property Tax$3,195
Insurance$932
%($639,000)
%

Investment Score

1D
Est. Monthly Rent
$9,493
Monthly Cashflow

Rent − PITIA

$-10,790
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,636

Mortgage (P+I)
$16,156
Cap Rate
0.20%
Cash-on-Cash
-29.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$29,799

NOI (Annual)
$6,241
Price-to-Rent

Lower = better for investors

28.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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