948 Emma Cardiff By The Sea
DCardiff-by-the-Sea, CA 92007
Soft Appraisal Value: $2,434,800 · 2.5% above estimate
Beds
5
Baths
4
Sqft
1,981
Year Built
1964
Days on Market
8
Property Type
Single Family
HOA/mo
N/A
MLS ID
260006371SD
Description
Welcome to a Cardiff by the Sea ocean view home where luxury meets coastal living. This completely upgraded four-bedroom residence offers nearly 2,000 square feet of thoughtfully designed living space, crafted with elevated finishes and attention to every detail. From the moment you step inside, you are greeted by soaring vaulted ceilings, expansive natural light, and an open-concept layout that creates both comfort and sophistication. At the heart of the home is a stunning designer kitchen featuring rich walnut cabinetry, entertainers island, high-end finishes, and a seamless flow perfect for entertaining or everyday living. Wood-grain tile flooring runs throughout, offering the warmth of hardwood with modern durability, complemented by upgraded lighting that enhances every space. With four spacious bedrooms and 2 primary suites, this home provides flexibility for families, guests, or a dedicated office. The primary suite serves as a private retreat, blending comfort, style, and functionality. The second primary suite is perfect for visitors and access to those ocean views. Adding even more value, the property includes an ADU ideal for extended family, guests, or potential rental income. The true highlight is the breathtaking ocean views that elevate everyday living into something extraordinary. This is more than just a home, it is a lifestyle upgrade, offering a turnkey coastal opportunity with high-end finishes, versatile living, and unforgettable sunset views. Welcome to a Cardiff by the Sea home where luxury meets coastal living. This completely upgraded four-bedroom residence offers nearly 2,000 square feet of thoughtfully designed living space, crafted with elevated finishes and attention to every detail. From the moment you step inside, you are greeted by soaring vaulted ceilings, expansive natural light, and an open-concept layout that creates both comfort and sophistication. At the heart of the home is a stunning designer kitchen featuring rich walnut cabinetry, entertainers island, high-end finishes, and a seamless flow perfect for entertaining or everyday living. Wood-grain tile flooring runs throughout, offering the warmth of hardwood with modern durability, complemented by upgraded lighting that enhances every space. With four spacious bedrooms and 2 primary suites, this home provides flexibility for families, guests, or a dedicated office. The primary suite serves as a private retreat, blending comfort, style, and functionality. The second primary suite is perfect for visitors and access to those ocean views. Adding even more value, the property includes an ADU ideal for extended family, guests, or potential rental income. The true highlight is the breathtaking ocean views that elevate everyday living into something extraordinary. This is more than just a home, it is a lifestyle upgrade, offering a turnkey coastal opportunity with high-end finishes, versatile living, and unforgettable sunset views.
Mortgage Calculator
Est. Monthly Payment
$15,839
Comparable Properties
3 comps foundThis Property
$7,912
Comp Average
$8,555
1839 Freda Lane
5bd / 4ba · 2,978 sqft · Single Family
$2.99M
Est. $11,156/mo
1110 Sea Village Dr Cardiff By The Sea
5bd / 3ba · 2,262 sqft · Single Family
$3.00M
Est. $7,931/mo
2034 Mackinnon Avenue
5bd / 4.5ba · 1,667 sqft · Single Family
$3.50M
Est. $6,579/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Get Expert AnalysisOpen Full Calculator