2057 Verne View
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2057 Verne View

Dbottom 20%

Carlsbad, CA 92008Neighborhood: Kelly Ranch

$3,749,000
STR: check · HOA rules unknown · TOT 10%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$23,219/mo full cashflow at 20% down, 7.43% rate.

Works at $725,727 (81% under asking); even all cash loses money at asking.

Rent $7,986/mo from 10 leases of 4–6 bed houses within 2 mi ($7,462–$8,700).

Beds

5

Baths

4.5

Sqft

4,271

Year Built

2026

Days on Market

182

Property Type

Single Family

HOA/mo

$575

MLS ID

NDP2604611

This property is in Carlsbad (92008). View neighborhood stats →

Virtual Tour

About This Property

Perched above the coast in Carlsbad's exclusive gated Ocean View Point community, this stunning move-in-ready residence offers an exceptional blend of luxury, comfort, and coastal living. Spanning approximately 4,271 square feet, the thoughtfully designed floorplan features 5 bedrooms, 4.5 baths, a spacious upstairs bonus room, and a covered deck ideal for enjoying sunset skies and refreshing ocean breezes. The heart of the home is an expansive great room that flows effortlessly into the dining area, gourmet kitchen, and covered outdoor living space, creating the perfect setting for everyday living and entertaining. The chef-inspired kitchen showcases stone countertops, an oversized island, built-in refrigerator, and striking two-tone cabinetry with white upper cabinets and warm oak shaker lowers. Designer-selected flooring, solar, washer and dryer, and premium finishes throughout add style and convenience. Located within an intimate enclave of just 13 luxury homes, Ocean View Point offers a rare opportunity to enjoy privacy, scenic surroundings, and easy access to Carlsbad's beaches, shopping, dining, golf, and major employment centers.

Mortgage Calculator

Est. Monthly Payment

$26,245

Principal & Interest$20,827
Property Tax$3,749
Insurance$1,093
HOA$575
%($749,800)
%
Loan Term

Location

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Investment Score

0D
Est. Monthly Rent
$7,986

10 leases of 4–6 bed houses within 2 mi · $7,462–$8,700

Monthly Cashflow

Rent − PITIA

-$18,258
Full Cashflow

Incl. vacancy, PM, maint, capex

-$23,219

What would make this work?

$23,219/mo short at 20% down; +$30,155/mo rent closes it.

Break-even price

81% under asking

$725,727
Break-even rent

$30,155/mo above the estimate

$38,141/mo
Cashflow at 35% down
−$19,314/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$20,827
Cap Rate
-0.64%
Cash-on-Cash
-37.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.30

NOI (Annual)
-$23,912
Price-to-Rent

Lower = better for investors

39.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$23,219/mo