2055 5th Ave

2055 5th Ave

D

San Diego, CA 92101

$1,195,000

Beds

3

Baths

2.5

Sqft

1,624

Year Built

2018

Days on Market

9

Property Type

Townhouse

HOA/mo

$347

MLS ID

260005306SD

Description

Experience the ultimate urban lifestyle at 2055 5th Ave, a sleek and sophisticated townhome that perfectly captures the crisp, "new construction" feel of its 2018 build in the heart of San Diego’s most coveted neighborhood - Bankers Hill. Designer living space, where 9ft+ ceilings and recessed lighting create a bright, gallery-like atmosphere throughout the home. A chef’s kitchen featuring premium stone countertops and a massive eat-in island flows seamlessly into the great room. The layout is thoughtfully designed for modern work-life balance across multiple levels, highlighted by a spacious primary suit and bonus room with roof top patio. Beyond the luxury of an attached 2-car garage and eco-friendly features, this home places you in a 5-star backyard where the best of Bankers Hill is right outside your door. A lifestyle defined by proximity - you are just steps away from the iconic trails and museums of Balboa Park, local favorite restaurants and coffee shops, minutes from Little Italy and the airport, this residence offers a rare opportunity to own a modern masterpiece in an established historic district, serving as the perfect headquarters for your vibrant San Diego life.

Mortgage Calculator

Est. Monthly Payment

$7,933

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$347
%($239,000)
%

Investment Score

4D
Est. Monthly Rent
$4,600
Monthly Cashflow

Rent − PITI − HOA

$-3,334
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,387

Mortgage (P+I)
$6,043
Cap Rate
0.66%
Cash-on-Cash
-16.74%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$7,934

NOI (Annual)
$7,862
Price-to-Rent

Lower = better for investors

21.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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