2054 Foxtrot Loop #3
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2054 Foxtrot Loop #3

Btop 30%

Chula Vista, CA 91915

$675,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,977/mo full cashflow at 20% down, 7.43% rate.

Works at $287,360 (57% under asking), or at 84% down.

Rent $3,299/mo from 12 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,188–$3,412).

Beds

2

Baths

2.5

Sqft

1,298

Year Built

2017

Days on Market

99

Property Type

Condo

HOA/mo

$333

MLS ID

PTP2605861

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Stunning former model 2-story townhome in Millenia offering 2 bedrooms, 2.5 bathrooms, a spacious loft with views, an attached two car garage, and a front patio. The main living areas including the kitchen, living, dining, and half bath are all conveniently located on the first floor. Every space feels elevated with premium upgrades that include quartz countertops, a designer tile backsplash, wood look tile flooring, and stainless-steel appliances. The large kitchen with its center island flows seamlessly into the open concept living area, and the modern stair railing adds a fresh contemporary touch. Refrigerator, washer, and dryer are all included for an easy move in. Upstairs, the generous loft captures a beautiful view of Otay Mountain and works perfectly as a home office, media room, or additional lounge space. The primary suite features dual sinks, a walk in closet, and sleek modern finishes. A full-size washer and dryer in the second-floor laundry room adds everyday convenience. Enjoy relaxing on the front patio or take a short stroll to the community pool. This home is ideally located near parks, highly rated schools, and the Otay Ranch Town Center. A beautiful blend of comfort, style, and location. This townhome is a must see.

Mortgage Calculator

Est. Monthly Payment

$4,955

Principal & Interest$3,750
Property Tax$675
Insurance$197
HOA$333
%($135,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Wolf Canyon Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$3,299

12 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,188–$3,412

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,656
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,977

What would make this work?

$2,977/mo short at 20% down; 84% down or +$3,866/mo rent closes it.

Break-even price

57% under asking

$287,360
Break-even rent

$3,866/mo above the estimate

$7,165/mo
Cashflow at 35% down
−$2,274/mo
Down payment to break even

$567,000 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,750
Cap Rate
1.67%
Cash-on-Cash
-26.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.67

NOI (Annual)
$11,252
Price-to-Rent

Lower = better for investors

17.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,977/mo