
2054 Foxtrot Loop #3
Btop 30%Chula Vista, CA 91915
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,977/mo full cashflow at 20% down, 7.43% rate.
Works at $287,360 (57% under asking), or at 84% down.
Rent $3,299/mo from 12 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,188–$3,412).
Beds
2
Baths
2.5
Sqft
1,298
Year Built
2017
Days on Market
99
Property Type
Condo
HOA/mo
$333
MLS ID
PTP2605861
This property is in Chula Vista (91915). Browse neighborhood analytics →
About This Property
Stunning former model 2-story townhome in Millenia offering 2 bedrooms, 2.5 bathrooms, a spacious loft with views, an attached two car garage, and a front patio. The main living areas including the kitchen, living, dining, and half bath are all conveniently located on the first floor. Every space feels elevated with premium upgrades that include quartz countertops, a designer tile backsplash, wood look tile flooring, and stainless-steel appliances. The large kitchen with its center island flows seamlessly into the open concept living area, and the modern stair railing adds a fresh contemporary touch. Refrigerator, washer, and dryer are all included for an easy move in. Upstairs, the generous loft captures a beautiful view of Otay Mountain and works perfectly as a home office, media room, or additional lounge space. The primary suite features dual sinks, a walk in closet, and sleek modern finishes. A full-size washer and dryer in the second-floor laundry room adds everyday convenience. Enjoy relaxing on the front patio or take a short stroll to the community pool. This home is ideally located near parks, highly rated schools, and the Otay Ranch Town Center. A beautiful blend of comfort, style, and location. This townhome is a must see.
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Est. Monthly Payment
$4,955
Location
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Zoned Schools
Elementary
Wolf Canyon Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Olympian High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,299
Comp Average
$3,304
2285 Whistling Ln
2bd / 2ba · 1,334 sqft · Condo
$559K
Est. $3,299/mo

2045 Mindoro Ln
2bd / 2.5ba · 1,192 sqft · Condo
$575K
Est. $3,237/mo
2724 Slippery Elm
2bd / 2.5ba · 1,332 sqft · Condo
$575K
Est. $3,214/mo
2034 Luzon Lane
2bd / 2.5ba · 1,357 sqft · Condo
$635K
Est. $3,457/mo
2022 Quartet Loop
2bd / 2.5ba · 1,298 sqft · Townhouse
$630K
Est. $3,315/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,188–$3,412
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,977/mo short at 20% down; 84% down or +$3,866/mo rent closes it.
- Break-even price
- $287,360
- Break-even rent
- $7,165/mo
- Cashflow at 35% down
- −$2,274/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$3,866/mo above the estimate
$567,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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