2016 Winchester Street
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2016 Winchester Street

D

Oceanside, CA 92054

$1,549,000
NEW — 7d

Soft Appraisal Value: $1,503,900 · 3.0% above estimate

Beds

7

Baths

3.5

Sqft

3,243

Year Built

2018

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604733

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

5/2.5 main home, 2/1 DETACHED ADU, PAID SOLAR, 2 YARDS, LARGE LOT, RV PARKING, PRIVATE ADU ACCESS, BIKE TO BEACH and GOLF, CLOSE TO 5!!! Beautifully maintained newer construction property in the heart of Oceanside featuring a 2,443 sq. ft. two-story, five-bedroom main residence plus an 800 sq. ft. detached, permitted 2-bedroom, 1-bath ADU, offering exceptional flexibility for multi-generational living, rental income potential, extended guests, or a private home office/workspace. Completed in 2019, this stunning property showcases a modern coastal aesthetic with thoughtfully curated finishes throughout, including neutral designer paint and trim, recessed lighting, elevated baseboards, white birch flooring, soaring ceilings, and expansive windows that flood the home with natural light. The beautifully appointed chef’s kitchen is both stylish and functional, featuring quartz countertops, crisp white cabinetry, subway and decorative tile backsplash, stainless steel appliances, a spacious walk-in pantry, and an open-concept design that seamlessly flows into the main living areas, perfect for both everyday living and effortless entertaining. All bedrooms are located upstairs, including the spacious primary retreat complete with a walk-in closet, private patio access, and a thoughtfully upgraded en-suite bathroom featuring dual vanities and a custom walk-in shower. Outdoor living is equally impressive with thoughtfully designed hardscape, low-maintenance landscaping, RV parking, covered patio space, and multiple areas to relax, gather, and entertain. Both the main residence and detached guest home enjoy their own private yards, creating ideal separation and privacy. Owned solar adds energy efficiency and valuable long-term savings. Ideally located within walking or biking distance to some of Oceanside’s best beaches, Goat Hill Golf Club, shopping, dining, parks, and Camp Pendleton South, this home offers the ultimate Southern California coastal lifestyle. Interstate 5 and Highways 76 & 78 are just minutes away, providing convenient access for commuting or weekend adventures. If you’ve been searching for a versatile coastal property with income potential, modern amenities, and endless possibilities, this is the one you’ve been waiting for.

Mortgage Calculator

Est. Monthly Payment

$9,833

Principal & Interest$7,833
Property Tax$1,549
Insurance$452
%($309,800)
%

Location

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Investment Score

15D
Est. Monthly Rent
$6,608
Monthly Cashflow

Rent − PITIA

$-3,226
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,036

Mortgage (P+I)
$7,833
Cap Rate
1.39%
Cash-on-Cash
-23.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$14,447

NOI (Annual)
$21,556
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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