200 Harbor Dr
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200 Harbor Dr #3201

C

San Diego, CA 92101

$1,234,900
NEW — 3d

Soft Appraisal Value: $1,192,500 · 3.6% above estimate

Beds

2

Baths

2

Sqft

1,572

Year Built

1992

Days on Market

3

Property Type

Condo

HOA/mo

$1,979.25

MLS ID

260016738SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Live the definitive San Diego waterfront lifestyle. This residence at The Harbor Club strips away the standard high-rise layout to deliver an elite living experience defined by architectural drama and incredible privacy. The home features the building’s signature curved facade, an expanse of continuous glass that frames panoramic, wide-angle views of the San Diego Bay, the Coronado Bridge, and the downtown skyline. The open floor plan pairs soaring nine-foot ceilings with a private, structurally covered balcony designed for an effortless transition between the indoor living space and the salt-air breeze. Inside, custom built-ins add a refined dimension to the main gallery area, leading to an expansive primary suite anchored by a dedicated glass walk-in shower. Downstairs, the property functions like an exclusive boutique resort rather than a typical condominium complex. A premium, 24-hour service staff manages the building’s common areas, highlighted by a pristine sixth-floor deck that features a 95-foot heated lap pool, therapeutic spa, custom outdoor kitchens, and fireside lounges. Nestled in the heart of the Marina District, you are blocks from world-class dining, waterfront promenades, and the Gaslamp Quarter. This is a front-row, lock-and-go sanctuary completely detached from the ordinary. Step outside and easily enjoy fine dining, strolls along the harbor, take in a ball game at Petco Park or a Concert a Rady Shell. Easy access to Little Italy, Balboa Park, the beach communites and airport!

Mortgage Calculator

Est. Monthly Payment

$9,819

Principal & Interest$6,244
Property Tax$1,235
Insurance$360
HOA$1,979
%($246,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,376
Monthly Cashflow

Rent − PITIA

$-4,442
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,708

Mortgage (P+I)
$6,244
Cap Rate
-0.45%
Cash-on-Cash
-32.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$14,088

NOI (Annual)
$-5,565
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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