200 Harbor Dr San Diego

200 Harbor Dr San Diego

D

, CA 92101

$1,179,900

Beds

2

Baths

2

Sqft

1,572

Year Built

1992

Days on Market

21

Property Type

Condo

HOA/mo

$1,979.25

MLS ID

260003230SD

Description

Experience refined luxury in this rarely available, beautifully updated, meticulously maintained residence in Harbor Club’s iconic East Tower, one of downtown San Diego’s premier high-rise communities. This expansive 2-bedroom, 2-bath home offers approximately 1,572 sq ft of thoughtfully designed living space, highlighted by floor-to-ceiling windows that capture natural light from sunrise to sunset and showcase sweeping panoramic views of the city skyline, San Diego Bay, Marina, and Coronado Bridge. Sophisticated finishes elevate daily living, including a curated designer color palette, hardwood flooring, quartz countertops, custom cabinetry throughout, marble bathroom flooring, recessed lighting, and a chef-inspired kitchen that flows seamlessly into generous living and dining areas—ideal for entertaining. The primary suite is a serene retreat with stunning Marina views and a spa-style bath. The guest bedroom and living room open to an expansive private balcony, extending the living space outdoors. Harbor Club residents enjoy resort-style amenities including a 95-foot lap pool, spa, sauna, fitness center, landscaped pool deck with BBQs and fire pits, community lounge and clubroom, concierge service, and a 24-hour staffed lobby. Ideally located in the Marina District, this exceptional home offers walkable access to the bayfront, dining, entertainment, and iconic destinations such as Seaport Village, The Rady Shell, USS Midway Museum, Petco Park, and the Convention Center. With only three residences per floor, this is a rare opportunity for premier downtown living.

Mortgage Calculator

Est. Monthly Payment

$9,470

Principal & Interest$5,966
Property Tax$1,180
Insurance$344
HOA$1,979
%($235,980)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,585
Monthly Cashflow

Rent − PITI − HOA

$-3,884
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,152

Mortgage (P+I)
$5,966
Cap Rate
-0.19%
Cash-on-Cash
-19.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.94
Break-even Rent
$9,469

NOI (Annual)
$-2,231
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator