1970 Columbia Street

1970 Columbia Street #301

D

San Diego, CA 92101

$500,000

Soft Appraisal Value: $495,400 · 0.9% above estimate

Beds

1

Baths

1

Sqft

585

Year Built

2004

Days on Market

9

Property Type

Condo

HOA/mo

$554.99

MLS ID

260006631SD

Description

Welcome to 1970 Columbia St #301, a beautifully updated 1-bedroom, 1-bathroom condo in the heart of Little Italy—one of San Diego’s most vibrant and desirable neighborhoods. Offering 585 square feet of thoughtfully designed living space, this residence blends modern comfort with an unbeatable urban lifestyle. Step inside to a light-filled, open-concept layout where the living area flows seamlessly into the kitchen—perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, sleek countertops, and ample cabinetry, creating a functional and stylish space for everyday living. The bedroom offers a cozy retreat with a warm, inviting ambiance, ideal for unwinding at the end of the day. This gated and secure building is well maintained with an attentive HOA management company, providing peace of mind and ease of ownership. Residents enjoy access to a variety of desirable amenities, including a secured gym, mailroom, and an underground gated garage – this unit includes one assigned space. Take advantage of the community’s outdoor patio with multiple grills, where you can relax, entertain and enjoy beautiful water views. Located just steps from Little Italy’s renowned restaurants, cafés, boutiques, and the popular farmers market—held every Wednesday and Saturday and rated among the best in San Diego—you’ll experience the very best of city living. With convenient access to the trolley, airport and nearby attractions like the USS Midway, the waterfront, and downtown, everything you need is right at your doorstep. Whether you're a first-time buyer... Whether you're a first-time buyer, investor, or looking for a low-maintenance urban retreat, 1970 Columbia #301 offers an exceptional opportunity to live in one of San Diego’s most dynamic communities.

Mortgage Calculator

Est. Monthly Payment

$3,729

Principal & Interest$2,528
Property Tax$500
Insurance$146
HOA$555
%($100,000)
%

Investment Score

2D
Est. Monthly Rent
$2,445
Monthly Cashflow

Rent − PITI − HOA

$-1,284
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,263

Mortgage (P+I)
$2,528
Cap Rate
0.64%
Cash-on-Cash
-27.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$5,384

NOI (Annual)
$3,180
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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