
1957 Duke Street
Ctop 80%Chula Vista, CA 91913
Pass at asking: -$4,481/mo full cashflow at 20% down, 7.43% rate.
Works at $545,501 (52% under asking), or at 78% down.
Rent $5,441/mo from 14 leases of houses within 1 mi, size-adjusted ($4,970–$5,263).
Beds
6
Baths
3
Sqft
2,630
Year Built
1977
Days on Market
48
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2607177
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Welcome home to 1957 Duke St, a stunning 6-bedroom, 3-bathroom residence spanning 2,630 sq ft near one of Chula Vista's most desirable communities, Eastlake. This home has been completely remodeled from top to bottom, offering the rare combination of modern finishes with the space and flexibility a growing or multigenerational family needs. Step inside to a fresh, move-in-ready interior featuring a beautifully renovated kitchen, updated bathrooms throughout, and brand-new flooring and paint that create a bright, cohesive feel from room to room. With 6 bedrooms and 3 full baths, there's room for everyone — home offices, guest suites, or multigenerational living all fit comfortably here. Outside, the freshly landscaped front yard delivers instant curb appeal and sets the tone for the quality found throughout the rest of the home. Ideally located in Eastlake, one of Chula Vista's most sought-after master-planned neighborhoods, residents enjoy easy access to Otay Lakes, Eastlake's network of parks, walking trails, and the Chula Vista Golf Course. Top-rated schools, the Otay Ranch Town Center for shopping and dining, and quick freeway access to downtown San Diego, Coronado, and the border round out the appeal. Outdoor lovers will appreciate nearby hiking at Otay Valley Regional Park and boating/fishing at Lower Otay Reservoir, all just minutes away. A rare opportunity to own a fully renovated home in one of South County's most desirable pockets — schedule your showing today!
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Est. Monthly Payment
$7,730
Location
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Zoned Schools
Elementary
Tiffany (Burton C.) Elementary · grades K-6 · Chula Vista Elementary
Middle
Bonita Vista Middle · grades 7-8 · Sweetwater Union High
High
Bonita Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,441
Comp Average
$5,404
934 Lafayette Place
6bd / 4ba · 3,000 sqft · Single Family
$1.15M
Est. $5,902/mo
1321 Carpinteria Street
5bd / 3.5ba · 2,555 sqft · Single Family
$1.15M
Est. $5,282/mo
1500 Painted Cave Avenue
5bd / 4ba · 2,555 sqft · Single Family
$1.15M
Est. $5,186/mo
1540 Hunters Glen
5bd / 2.5ba · 2,662 sqft · Single Family
$1.19M
Est. $5,194/mo
1445 Autumn Hills Dr
5bd / 3ba · 2,950 sqft · Single Family
$1.25M
Est. $5,456/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of houses within 1 mi, size-adjusted · $4,970–$5,263
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,481/mo short at 20% down; 78% down or +$5,820/mo rent closes it.
- Break-even price
- $545,501
- Break-even rent
- $11,261/mo
- Cashflow at 35% down
- −$3,305/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$5,820/mo above the estimate
$880,620 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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