18796 Caminito Cantilena

18796 Caminito Cantilena

D

Rancho Bernardo, CA 92128

$599,000

Beds

3

Baths

2

Sqft

1,225

Year Built

1993

Days on Market

18

Property Type

Condo

HOA/mo

$686

MLS ID

NDP2601606

Description

Experience resort-style living in the heart of Rancho Bernardo. This beautifully maintained ground-level residence in the highly desirable Rancho Bernardo community offers comfort, privacy, and convenience just moments from shopping, dining, and freeway access. The kitchen has been recently renovated, offering updated finishes and modern appeal, and the home also features new paint and new carpet throughout, giving the entire space a fresh, move-in-ready feel. Residents enjoy access to community amenities including a resort style pool and spa, well-maintained grounds, and walking paths. Located within the award-winning Poway Unified School District and just minutes to I-15, golf courses, and the many amenities that make Rancho Bernardo one of North County’s most established and desirable neighborhoods. HOA includes water, electric, gas, trash and sewer. Whether you’re a first-time buyer, downsizing, or seeking a low-maintenance investment opportunity, this home delivers location, lifestyle, and long-term value.

Mortgage Calculator

Est. Monthly Payment

$4,489

Principal & Interest$3,029
Property Tax$599
Insurance$175
HOA$686
%($119,800)
%

Investment Score

8D
Est. Monthly Rent
$3,300
Monthly Cashflow

Rent − PITI − HOA

$-1,189
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,447

Mortgage (P+I)
$3,029
Cap Rate
1.17%
Cash-on-Cash
-11.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$4,489

NOI (Annual)
$6,982
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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